Credit Analyst

Credit Analyst

Join US to apply for the role of Credit Analyst at Central Bank

• Preparation of various loan system reports, including those submitted to the Board of Directors on a monthly basis.
• Preparation of technical exception reports, non-conforming loan reports, etc., for the benefit of loan officers and the Board of Directors.
• Completion of financial analysis reviews assigned and loan proposals, ensuring timely responses to recommendations and resolution or implementation of the same.
• Entering financial statement tracking information into the tracking system and the CASH software; including spreading all financial statements when received.
• Monitoring credit files to ensure adequacy of documentation and timeliness of financial statements; generating letters on a timely basis requesting current financial statements from customers.
• Reviewing all downgraded loans to ensure proper real‑estate valuations; ordering re‑evaluations as necessary.
• Reviewing and updating loan documentation as required by loan policies and bank regulations; monitoring regulatory changes that affect documentation and compliance.
• Assisting with the appraisal process, including ordering appraisals, reviewing appraisals, and maintaining communication between the bank and vendors.
• Performing various compliance‑related audits and projects as assigned; attending training sessions on commercial loan regulations and training other personnel on regulatory changes.
• Examining files systematically for adequacy of credit or deficiencies and reporting results to the supervisor, other officers or management as requested.
• Assisting external and internal auditors in their reviews.
• Providing support to commercial lending staff and officers as needed.

• Education equivalent to a bachelor's degree in business, including specific courses in accounting and finance.
• One year of bank audit experience and knowledge of bank credit review, audit, and/or compliance procedures and policies.
• Strong computer software skills, particularly in word processing and spreadsheet programs such as Word and Excel.
• Good verbal communication skills, demonstrated by face‑to‑face and telephone interactions with examiners, consultants, auditors, customers, and co‑workers.
• Demonstrated ability to use tact, diplomacy, and a professional appearance when dealing with examiners, consultants, auditors, customers, and co‑workers.
• Ability to manage multiple tasks simultaneously in a fast‑paced environment.
• Strong customer service and relationship skills.
• Creativity and initiative.
• Organizational and time‑management skills.
• Analytical and problem‑solving abilities.
• Good written communication skills.
• Good proofreading and editing skills.
• Accuracy and attention to detail.

This position is eligible for a $500 referral bonus.

Entry level

Full‑time

Finance and Sales

Jefferson City, MO