Associate, U.S. Capital Markets Financial Crimes Advisory

Associate, U.S. Capital Markets Financial Crimes Advisory

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RBC is seeking an AML Investigator to join its U.S. Capital Markets Financial Crimes Advisory team. This role involves conducting investigations, drafting SARs, supporting cross-border businesses, handling regulatory requests, and contributing to Financial Crimes policy and program enhancements. The successful candidate will have AML/Financial Crimes experience, strong knowledge of BSA/USA PATRIOT Act/OFAC, and expertise in Capital Markets compliance.

• Conduct reviews of transactional activity to assess potential money laundering, terrorist financing, or other illicit activities.
• Gather and analyze intelligence from multiple sources to determine suspicion and recommend/report findings to FinCEN.
• Recommend and draft Suspicious Activity Reports (SARs) and maintain investigative documentation in line with regulatory and RBC policy requirements.
• Support the U.S. Financial Crimes Program, including RBC Capital Markets, LLC, RBC Real Estate Capital Corp, RBC CMA LTD and other U.S. entities.
• Assist with escalations, approvals, sanctions-related reviews, and negative news and transaction monitoring alerts.
• Assess and respond to information-sharing requests (314(a) and 314(b)).
• Assist with the oversight and tracking of cross-border services terminations and relationship exits.
• Contribute to monthly/quarterly Financial Crimes reporting and enterprise risk assessments.
• Assist in the development, enhancement, and testing of Financial Crimes policies, procedures, and controls.
• Perform gap analysis between internal controls and regulatory requirements.
• Act as a subject matter expert on U.S. AML/Financial Crimes and sanctions risks specific to Capital Markets products and entities.
• Collaborate with global Financial Crimes teams to ensure consistency and share best practices.
• Assist in developing and delivering targeted Financial Crimes training programs on emerging risks and regulatory changes.
• Maintain training records and support knowledge-sharing initiatives across the Financial Crimes team.
• Stay current with evolving AML, Sanctions, and ABAC regulations, guidance, and industry trends.

• Bachelor’s degree.
• 3-5 years of experience in AML, financial crimes compliance, or related field within Capital Markets or Banking with 1+ years of experience in an investigative role.
• Strong knowledge of U.S. AML laws and regulations, including BSA, USA PATRIOT Act, FinCEN guidance, and OFAC requirements.
• Experience drafting SARs, conducting investigations, and managing regulatory requests.
• Excellent analytical, writing, and problem-solving skills.
• Strong interpersonal skills with the ability to collaborate across teams and functions.
• Strong organizational, project management and time management capabilities.
• A strong understanding of technology and/or financial services industry.
• Deadline-driven and results-oriented; able to meet consistently high-quality standards while handling a variety of tasks and deadlines simultaneously.

• Certified Anti-Money Laundering Specialist (CAMS) designation (or willingness to attain within 6 months).
• Knowledge of banking and Capital Markets business/products.
• Strong data analytical skills.
• Effective written and oral communication skills.
• Critical thinking and problem-solving abilities.
• Strong interpersonal and organizational skills.
• Intuitive, inquisitive mindset.
• Understanding of relevant emerging risks a plus (e.g. cryptocurrency).

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.
• Leaders who support your development through coaching and managing opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• A world-class training program in financial services.
• Flexible work/life balance options.
• Opportunities to do challenging work.

Anti-Money Laundering (AML), Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Address: GOLDMAN SACHS TOWER, 30 HUDSON STREET: JERSEY CITY
City:
Jersey City
Country:
United States of America
Work hours/week: 40

Employment Type:

Full time
Platform: GROUP RISK MANAGEMENT
Job Type: Regular

Pay Type:

Salaried
Posted Date:
Final date to receive applications:

Note:

Applications will be accepted until 11:59 PM on the day prior to the Final date to receive applications date above
Inclusion and Equal Opportunity Employment: RBC believes an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world.