Credit Portfolio Management Manager

Job Overview

Owner of credit risk reporting for the Commercial Segment, into the relevant First Rand Credit Governance Committees and supports the Head of Credit Portfolio Management to identify and report on any potential risk appetite breaches across the portfolio.

• Own and drive credit portfolio reporting as required into the various Credit Governance Committees for the Commercial Segment.

• Quarterly R&C Risk Committee ("RCCC")
• Quarterly First Rand Commercial Credit Portfolio Committee
• Quarterly portfolio updates to the First Rand Group Credit Risk Management Committee

• Drive innovation & automation (i.e. use of AI agents to deliver portfolio summaries)
• Proactively identify the need for new risk views as and when required
• Proactively identify potential risk appetite breaches and ensure appropriate reporting and action is taken to remediate
• Collaborate with key stakeholders to manage effective delivery of ongoing reporting requirements
• Coordinate deep dives as and when required
• Sourcing and analysis of relevant regulatory and financial performance benchmarking information across the lending portfolios

Cultivate and manage objective working relationships with a variety of stakeholders, including lending product house end-users, Lend enablement reporting team members, Group ERM and Commercial Credit Segment senior credit executives.

• Relevant financial or quantitative degree to support ability to analyse financial, regulatory and model performance across lending portfolios:
  
  B.Com Accounting or
  
  B.Sc. Actuarial Science, Mathematics major or Risk Management.

• 4-5 Years of experience.
• Financial and regulatory reporting experience (or exposure to) across lending portfolios in a Bank.
• Credit portfolio reporting to analyse the key performance KPIs for a lending portfolio.
• Enterprise Risk Management reporting and/or experience will differentiate the candidate to enable support for Head of Credit Portfolio Management in product house credit portfolio meetings and down the line succession planning.

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below:

03/02/26

All appointments will be made in line with First Rand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.