Personal & Private Banking; PPB Risk Graduate Programme Job Johannesburg area,South Africa,Finance & Banking

Position: Personal & Private Banking (PPB) Risk Graduate Programme

Job Description

We’re looking for talented individuals to join our Risk Management division as Graduate Trainees.

The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.

Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering and Lending portfolios (i.e., Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk.

You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude

During this 18-month programme you can look forward to:

Learning about the Credit Lifecycle

Participating in value adding projects

Ad hoc reporting, insights and analytics to inform business decisions

Collaborating with various teams

Learning/improving coding skills

Driving modernisation of digital credit solutions/strategies in Africa Regions

Contributing to fraud insights and analytics

Scorecard, capital, impairments and/or machine learning model monitoring and/or development

Building credit strategies

Using data science tools to automate risk assurance processes

Final date to receive applications: 31 May 2026

Qualifications

Masters or Honours

BSc/BCom/ BDat Sci

Statistics

Data Science

Pure Mathematics

Computational and Applied Mathematics

Informatics/ Information Systems

Computer Science

Econometrics

Behavioural Economics (with an interest in applied banking analytics, credit decisioning or fraud behaviour)

Actuarial Science (with an interest in banking credit risk, risk analytics, or financial risk management)

This programme is designed for graduates who want to specialise in banking risk analytics and apply quantitative skills to credit decisioning, fraud risk, capital and impairment models within a banking environment.

Applicants whose primary career interest lies in insurance actuarial work, product pricing or investment banking may find other programmes better aligned to those pathways.

Honours to be completed by 31 December 2026
.

Additional Information

Minimum requirements:

Must be a South African citizen.

Should you have work experience, it should not exceed 18 months

Matric certificate to be submitted with application.

to be submitted with application.

Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.

Careers

Are you passionate about Africa's potential? Are you driven to win? At Standard Bank Group, a team of over 50 000 dedicated individuals share one common purpose:
Africa is our home, we drive her growth. We believe our people are our greatest asset, and we strive to create a thriving environment where you can bring your whole self to work, pursue your dreams, and see your ideas shape a brighter future for Africa. Join us, if you're ready to turn your passion into impact and make a real difference as part of a dynamic team.


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