Underwriting Specialist

Job Purpose

• As a liaison Underwriter, you will serve as an important interface between the underwriting team and Financial Advisors, ensuring that underwriting decisions are technically sound and commercially aligned. You’ll assess complex life insurance applications and deliver clear empathetic communication to advisors navigating client needs.
• This role demands a blend of medical underwriting acumen, market awareness and relationship management. This isn’t just underwriting; it’s about translating risk into opportunity.

• Underwrite life, disability, and critical illness within authority limits.
• Deliver nuanced client specific underwriting decisions that reflect both risk appetite and commercial viability.
• Educate and empower financial advisors and brokers with underwriting insights that help them position products more effectively.
• Capture market sentiment and advisor feedback to inform underwriting practices and guidelines.
• Craft compelling underwriting rationales that support sales conversations and build trust.
• Ensure decisions align with regulatory standards and company policies.
• Work closely with R&D team and other departments to optimize underwriting processes.
• Champion speed and fairness in all case decisions.

• Grade 12 (NQF Level
  4).
• Relevant Degree will be advantageous.

• Minimal of 10 years life insurance underwriting experience.
• A higher / advanced level of product knowledge regarding Lump Sum Disability, Critical Illness, Income Protection, Business Cover, Group Risk, and the assessment and underwriting thereof.
• Assessment of medical, financial, avocation & occupational UW risks.
• Business acumen and client centric thinking.
• Adaptability and resilience in a fast-paced market.
• Innovation and forward-thinking underwriting approach.

End Date:
February 21, 2026