Software Engineering Team Lead

Join our growing Fin Tech Engineering team! We're recruiting a Software Engineering Team Lead to spearhead the delivery of our new loan origination architecture, compliance systems, and pricing platform - infrastructure that will power M-KOPA's next phase of expansion across Africa.

Your architecture will directly shape how millions of people access credit for the first time. We've already served over 7 million customers and unlocked more than $2 billion in credit since we began. Every system you design, every engineer you develop, and every decision you make contributes to a platform that's quite literally transforming financial inclusion across an entire continent.

Mission-driven engineering: Your daily work enables affordable smartphones, digital loans, and financial services for Africa's Every Day Earners — people for whom traditional finance simply doesn't work.

Global recognition: Join a Fin Tech company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing company for five consecutive years (2022–2026).

Scale that matters: You'll be architecting systems that process over 2 million payments daily across five markets — and building for the next 10 million customers.

Environmental impact: We're carbon-negative, having avoided 2.155 million tonnes of CO₂ emissions across our product portfolio.

At M-KOPA, you'll lead a team of backend engineers through both greenfield and legacy projects, owning the full software lifecycle from design ideation through to production and eventual decommissioning. Our engineering teams work under a true Dev Ops culture — with infrastructure as code, observability, automated testing, and continuous delivery treated as first-order concerns, not afterthoughts.

You'll set architectural direction, partner closely with your Product Manager counterpart on roadmap planning and prioritisation, and serve as a servant leader who grows the people around you while shipping high-quality, impactful software.

• Languages & frameworks: C#/.NET
• Cloud: We work in Azure, and welcome experience across AWS or GCP
• Architecture: Event-driven systems and microservice development - we use Azure Service Bus, and welcome experience with similar messaging technologies such as Kafka or RabbitMQ
• Infrastructure: Kubernetes, Docker
• Observability: Prometheus, Grafana
• Engineering culture: Dev Ops, infrastructure as code, automated testing across all environments including production, continuous delivery

• Full ownership: Teams own their solutions end-to-end - from inception through production support to decommissioning.
• Servant leadership: We lead by coaching and enabling, not directing.
• Quality by default: Observability, monitoring, and automated testing are built in from day one.
• Continuous improvement: We foster a culture of innovation within a supportive, dynamic team environment.
• Product partnership: Engineering and Product work as genuine counterparts — planning together, prioritising together, delivering together.

We're looking for an experienced, low-ego engineering leader who brings both technical depth and a genuine passion for growing people.

• Strong hands‑on background in C#/.NET backend development
• Proven experience with Azure, AWS, or GCP - we work in Azure but welcome experience across major cloud providers
• Solid understanding of event‑driven architecture and microservice development - we use Azure Service Bus, and welcome experience with similar messaging technologies such as Kafka or RabbitMQ
• Experience leading or mentoring engineers in a collaborative team environment
• Ability to set technical direction and provide architectural guidance
• Comfortable working with Product to shape roadmaps and drive delivery

You’ll lead a close‑knit, focused engineering team with real end-to‑end ownership over a significant part of the M-KOPA platform - including loan origination, compliance systems, and a new pricing engine. You’ll have a dedicated Product Manager as your counterpart and operate with genuine autonomy over technical direction.