EXPERIENCED Loan Officer Job Johnson City area,Tennessee USA,Finance & Banking

Description

POSITION SUMMARY

Outside sales position in which professional tenacity, perseverance, and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.

ESSENTIAL JOB FUNCTIONS

Solicit residential home loan referrals (purchase and refinance) from realtors, builders, and other parts of the community.

Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process.

Provide necessary documentation to processing and underwriting departments to ensure timely loan closings.

Other duties as assigned.

Requirements

JOB SPECIFICATIONS

Minimum Education: High School or Equivalent

Minimum Knowledge:

Ability to analyze complex financial situations to determine best case solutions for clients.

Ability to prospect local markets (i.e. cold calling in person) to solicit new business.

Experience with Conventional, Government, and Alt-A lending.

Hands-on experience with DU / LP is helpful.

Demonstrated communication and organizational skills.

Ability to work independently with little or no supervision.

Minimum Experience:

Minimum of 1 year current loan origination/loan officer experience in the local market with a track record of proven success.

PHYSICAL REQUIREMENTS

Must be able to navigate throughout the building, travel throughout the community, and physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs.

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