Director Compliance & Risk

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• Location 6163 Northwest 86th Street,Johnston, IA, 50131,United States
• Base Pay $ - $ / Year
• Employee Type Exempt
• Required Degree 4 Year Degree
• Manage Others No

The Director, Compliance & Risk, leads Community Choice Credit Union’s enterprise-wide compliance function, ensuring the credit union maintains effective practices to meet applicable legal, regulatory, and internal requirements, and serves as a trusted resource to senior leadership on compliance, regulatory, and related risk matters. This role provides leadership across regulatory compliance, Bank Secrecy Act (BSA)/Anti-Money Laundering (AML)/CFT, regulatory monitoring, compliance risk assessment, policy governance, audit and examination remediation, enterprise risk management, third-party risk, operational risk, business continuity, and emerging areas of risk including artificial intelligence and data protection.

The Director partners closely with Operations, Information Technology, Lending, and other business lines to translate regulatory requirements into policies, processes, controls, systems, and employee practices, and oversees findings and corrective actions resulting from internal audits, external audits, regulatory examinations, and other independent reviews.

• Enterprise Compliance Oversight – Lead Community Choice Credit Union's enterprise-wide compliance program, ensuring policies, processes, controls, products, disclosures, and member communications align with applicable laws, regulations, regulatory guidance, and internal requirements. Monitor regulatory developments and oversee compliance risk assessments, testing, reporting, and escalation. Establish effective governance around policies, procedures, ownership, review cycles, version control, and regulatory updates, and work across business lines to translate regulatory requirements into practical and sustainable operational processes and controls.
• BSA/AML/CFT & Regulatory Compliance – Manage the Credit Union's BSA/AML/CFT, OFAC, and financial crimes compliance programs, including Customer Due Diligence, suspicious activity monitoring and reporting, Currency Transaction Reporting, monetary instruments, sanctions, training, risk assessments, and internal controls. Collaborates with business unit leaders to strengthen processes, employee understanding, system controls, data integrity, automation, and reporting, including optimization of existing and new AML/CFT tool capabilities and customer due diligence processes.
  
  Oversee identification, analysis, remediation, and documentation of BSA/AML systems, reporting, and process issues, ensuring appropriate compensating controls are established, and significant risks are escalated to senior leadership as warranted.
• Audit, Examination, Remediation & Operational Risk - Serve as a key resource for internal and external audits, regulatory examinations, and other independent reviews, providing oversight of findings, corrective action plans, accountability, timelines, documentation, and sustainable remediation. Work with Operations, Information Technology, Lending, and other business lines to identify root causes, address recurring or systemic issues, and strengthen processes and controls. Provide oversight of operational risks related to wires, ACH, payments, fraud, manual processes, system limitations ensuring applicable regulatory requirements within, but not limited to NACHA and UCC.
• Enterprise Risk, Third-Party Risk & Business Continuity - Develop and maintain a right-sized Enterprise Risk Management framework providing appropriate structure around risk identification, assessment, ownership, risk appetite, key risk indicators, monitoring, and reporting. Identify and assist in mitigating operational, technology,…