Universal Banker; Personal Banker; Kahului Branch

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Salary Range: $21.00 To $24.00 Hourly

Multiple levels available based on experience.

Universal Bankers are able to perform sales, servicing and operational functions in a branch. Assist in managing an assigned portfolio of High Value Clients (HVC) to build and retain customer relationships. Identifies potential customer banking needs and cross-sells other bank products and services; refers customers to specialist as appropriate. Responsible for meeting assigned operational, cross-sale and referral goals. Participates and supports the branch management team with ongoing coaching and development activities.

Opens all types of consumer and business deposit and loan products; accepts and closes secured and unsecured consumer loan and personal lines of credit applications. Certified to accept and close home equity lines of credit and loans.

The Universal Banker I, works on assignments that are complex in nature (problem resolution, NSF decision, balancing branch, audit, safety and soundness). Function as a team leader when required. Considerable judgment and initiative required.

Performs all duties and interacts with internal and external customers in a manner aligned with the Company's Core Values of Voyaging Spirit and Positively Ohana;
Customer Experience Competencies of Customer Interaction, Empowerment and Ownership; and Basic Skills of Listening, Oral Communication, Written Communication, Action Orientated, Thoroughness, Problem Solving.

• Accepts secured and unsecured consumer loan and personal lines of credit applications and able to open all types of consumer and business deposit products and related services
• Profiles customers while opening or servicing deposit accounts to determine needs.
• Actively participates in customer retention programs to build and retain customer relationships and find opportunities to acquire new relationships.
• Manages a portfolio of HVC customers to build and retain customer relationships.
• Participates in branch or bank wide campaigns.
• Actively cross-sells and refers customers to the appropriate business partners
• Achieves all individual/branch goals as assigned which may include deposit, loan and portfolio growth goals; revenue & risk management targets.

• Manages risk and takes prompt action in event of discovery of any loss or irregularities in the handling of transaction documents, accounts or company assets.
• Process various transactions including but not limited to deposits, withdrawals, various payments, cash advances, U.S. Savings Bonds applications/redemptions ,check cashing placing stops, cautions & holds, foreign currency exchange with minimal errors; balance teller cash on a daily basis.
• Purchase and sell cash to/from vault , assist in the replenishment of cash dispensers.
• Able to open/close and balance branch.
• Meets all service level expectations and assures a positive customer experience.
• Trains and provides guidance to new branch staff.

• High School Diploma or equivalent required.

• Bachelor’s Degree from an accredited university. Relevant work experience may substitute for the degree requirement.

• 1+ year(s) of demonstrated success in sales and customer service required.
• 1+ year(s) of branch operations experience or successful completion of teller and new account certification within 6 months of hire required.

• 2+ years of branch/bank operations experience and sales of retail financial products required.
• 1+ year(s) of experience explaining credit products,…