Corporate Credit Portfolio Risk Manager

Under the direction of the GBCI Chief Credit officer, the Credit Portfolio Risk Manager will use quantitative data, critical thinking, and problem solving to coordinate, improve, and participate in a wide variety of credit risk and loan portfolio management functions to determine the amount and trends in the credit risk metrics of the bank’s loan portfolios and administration of the bank’s respective loan portfolios and operating systems.

The position is part of our Credit Administration Management team, which assists senior management and the board of directors in assessing, identifying, mitigating, and monitoring the corporation’s key credit risks as a means to protecting the long-term safety and soundness of the company.

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY.

The entry rate for this position is $ + /year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Spokane, WA pay range: $143,600 to $239,300 per year

Wenatchee, WA pay range: $136,700 to $227,900 per year

• Responsible for evaluating and overseeing model performance of the Allowance for Credit Losses (ACL) reporting per CECL and accounting guidance. Produce analytical evaluations and reports relating to credit quality, loss forecasting, and ACL for assigned portfolios and Bank Division segments. Responsible for risk assessment activities consistent with the banks ERM framework, industry best-practice, and regulatory guidance. Support disclosures of allowance calculation for public reporting and respective documentation to external auditors and regulators.
  
  Prepare reports describing the results of the validation analyses and list the recommendations for addressing any issues identified and managing the resolution of the findings. Review ongoing model performance and assess overall model health within a given framework, identify potential problems, and work with stakeholders to resolve issues. Be comfortable working with, and articulating complex matters to senior management specifically credit and finance teams in written and verbal communications.
• Coordinate and manage the credit risk reporting function and develop risk-related reports and supporting documentation. Utilize analytical, statistical, financial and economic tools, software, and concepts that can be used by management in making well-informed credit administration and loan production decisions. Develop, enhance, implement, execute, and maintain such reports and present to bank management, bank committees, Board of Directors and external parties when warranted.
• Participate in the due diligence process for new or changing products, services, and endeavors. Participate in the due diligence process of evaluating credit portfolio quality of potential bank acquisitions. Support data governance initiatives including the defining, collecting, reconciling, testing, controlling, and storing data. Conduct interviews and/or facilitate workshops. Provide direction through collaboration with relevant committees and working groups.
• Manage the development, implementation and monitoring of the loan origination systems while supporting the Bank Division’s loan production staff and GBCI Loan Operations. Facilitate vendor assessments, engagements, contracts and performance. Work closely with the IT Project Management and Business Applications Departments to ensure seamless implementation and execution of the respective systems.
• Work with bank regulators, credit review consultants,…