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ACH Operator II

Job in Kansas City, Jackson County, Missouri, 64126, USA
Listing for: Umb Financial Corporation
Full Time position
Listed on 2026-01-06
Job specializations:
  • Finance & Banking
    Financial Analyst
Salary/Wage Range or Industry Benchmark: 33920 - 65380 USD Yearly USD 33920.00 65380.00 YEAR
Job Description & How to Apply Below
Duties & Responsibilities

* Monitors and records the receipt of ACH transactions against a prescribed ACH delivery schedule.

* Ensures accurate and timely processing of all ACH files.

* Reviews system reports for file processing to resolve and record processing issues.

* Performs exception processing according to instructions received.

* Responds to customer calls regarding processing concerns.

* Reviews and reconciles general ledger accounts as assigned.

Knowledge & Skills

MINIMUM:

* Experience with ACH transactions.

* Demonstrates attention to detail, organization, and time management skills

* Ability to communicate clearly with coworkers, managers, business partners, and clients

* Strong verbal and written skills

* Demonstrates ability to work effectively in a team environment

* Ability to utilize technical aptitude that allows for quick learning of company systems, platforms, and products

* Possesses strong customer services skills

* Ability to work autonomously, escalating issues, problems etc. as appropriate

* Ability to recognize errors, issues, special requests, or inconsistencies in daily operations to solve or escalate to appropriate associate or manager

PREFERRED:

* Demonstrates ability to perform job functions with numerous interruptions

* Demonstrates strong problem-solving skills

* Familiarity with one or more specific bank operation's functions, i.e., ACH, Wires, Deposit Operations, etc.

* Strong analytical skills

Requirements

MINIMUM:

* High School education or equivalent

* Four (4) years' experience with banking or financial processing, or four (4) years administrative experience

PREFERRED:

* Associate's or bachelor's degree or accounting coursework

* Five (5) years specific bank operations experience

This position is hybrid (Mon thru Thu on-site / Fri remote). The work schedule is 9:00 - 5:30 PM, Mon - Fri.

Compensation Range:

$33,920.00 - $65,380.00

The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund;

and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about.

Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to  to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
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