Associate Underwriter, Construction SDI

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At AXA XL we provide dedicated expertise to solve risk management challenges for large contractors and deliver unique solutions, significant capacity, and diverse construction experience. Our Construction Subcontractor Default Insurance team offers SDI coverage to North America’s top contractors. The construction underwriting team will tailor the buyer’s policy to fit each client’s unique needs.

The Underwriter I position will be responsible for underwriting Subcontractor Default Insurance (SDI) and related products for sophisticated General Contractors. Communication and negotiations with industry leaders in the broker and contractor community will be part of the day‑to‑day functions of this position.

• Marketing to producers to secure new and renewal business.
• Review applications, terms and conditions, statement of values, loss history, price modeling; conduct appropriate research and work with the SDI team to determine the degree of risk for each account based on company SDI regulations, guidelines and underwriting authority granted.
• Co‑ordinate with varied business divisions including Risk Engineering, Actuarial, Claims, Reinsurance, Accounting, Marketing, Regulatory and others internally that support our businesses.
• Create creative risk transfer solutions to unique customers’ needs while safeguarding AXA XL’s bottom line.
• Display skillful, decisive and selective underwriting.
• Maintain a profitable portfolio of accounts.
• Cross‑sell with other groups at AXA XL to drive greater product density.
• Various other duties in support of AXA XL’s SDI product.
• Establish robust relationships internally and externally, act as the critical interface between brokers and clients and the company, and continuously contribute to improving current working and underwriting practices.
• Opportunities within the Construction Business Unit.
• Collaborate across lines and support General Contractor partners; participate in projects that move the construction industry forward.

In this role you will report to the Underwriting Manager, Construction Subcontractor Default.

• Bachelor’s degree or equivalent.
• Some construction underwriting experience (SDI, Property, Casualty or Construction Surety preferred).
• Robust analytical and problem‑solving skills, outstanding sales and marketing abilities.
• Ability to effectively communicate and negotiate with senior personnel, brokers and clients.
• Excellent written and verbal communication skills in English; outstanding computer skills (MS Office) are critical for the success of this position.
• Willingness for flexible work hours and travel up to % of the time, potentially including international travel.
• Experience with Large Loss Sensitive programs and/or Loss Prevention is a plus.

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid‑sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. We have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements.
• Enhanced family‑friendly leave benefits.
• Named to the Diversity Best Practices Index.
• Signatory to the UK Women in Finance Charter.

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

At AXA XL, sustainability is integral to our business strategy. The 2023‑26 Sustainability strategy, called “Roots of…