Commercial Credit Analyst

HAPO Community Credit Union is an organization that believes in providing service that focuses on our members and giving back to the communities in which we do business – "Community" is our middle name. Our Standard of Service is to Defy Expectations. We promote individuality and encourage our employees to Defy Expectations:
To treat every situation as a unique opportunity to be in the moment and go beyond what is expected. We value every member and appreciate the opportunity to serve you.

• No cost premium health insurance for employee and their eligible dependents, including medical, dental and vision
• Accidental death and dismemberment insurance
• Long term and Short term disability

• Competitive pay
• Pension Plan
• 401K program with match
• Flexible spending account (medical and dependent care)
• 0% interest on select personal loans

• Employee Assistance Program (EAP)
• Paid time off
• 12 paid holidays per year
• Paid Birthday Day off
• HAPO Anniversary Day off
• Volunteer Opportunities (Both Paid and Volunteer)
• Employee Milestone Anniversary Bonus

Come join the HAPO team as a Commercial Credit Analyst
, where you’ll play a key role in evaluating credit risk for prospective and existing commercial loan borrowers. You’ll analyze financial statements, tax returns, and other data to support sound lending decisions—all while embracing our commitment to defy expectations and deliver an exceptional, member-focused experience. You’ll collaborate closely with Relationship Managers, assist in preparing Credit Approval and Annual Review documents, and ensure compliance with internal policies and federal regulations.

• Gather and organize financial information collected by Relationship Manager(s) and members on new loan requests and existing loans being reviewed.
• Navigate lending analytics software used for financial statement and underwriting analysis.
• Identify and evaluate credit risk, analyze and interpret financial data, and make recommendations based on the data.
• Partner with Relationship Manager(s) to prepare and complete Credit Approval Documents (CAD’s) and Annual Review Documents on new loan requests and existing loan relationships.
• Comply with loan policy and procedures and strictly adhere to all federal regulations and guidelines pertaining to the banking/financial services industry.
• Communicate and cooperate well with others.

• Bachelors Degree (Preferred)
• 1-3 Years Experience

On‑Site Kennewick (WA)

Must be able to work 35-40 hours a week between the hours of 8:00am – 5:00pm M-F

$62,420.80‑93,641.60. Typically, selected candidates are hired between the minimum and midpoint range, based on applicable experience and qualifications.

HAPO is an equal opportunity employer that values employees and supports an organizational culture of diversity, respect and personal and professional growth.

Please note that only candidates selected to move forward in the interview process will be contacted. Thank you for your understanding.