Regional Manager Commercial Loan Officer

Job Category
:
Commercial Lending

Requisition Number
: REGIO
003060

• Posted :
  October 13, 2026
• Full-Time
• Hybrid

Showing 1 location

Dennis Banking Center
688 Main St
Dennis, MA 02660, USA

• Pay or shift range: $ USD to $ USD
  The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Salary Grade : 25

SUMMARY:

Manages the Commercial Lenders within assigned region to ensure that they develop commercial lending and deposit opportunities from existing customers and from prospects. These lending opportunities must be underwritten within the Banks established objectives, policies and procedures. To see that credit administration be an important component of the lenders’ job including the monitoring of the borrowers financial condition, local market conditions, and economic trends.

Because risk assessment is key for determining concentrations of risk within the Bank’s portfolio the Regional Manager is responsible for monitoring and managing the process. Ensure the Commercial Lenders have their training needs met. Sets annual goals and monitors the lender’s progress at attaining those goals. Provides coaching and career path counseling for junior lenders, loan assistants and relationship managers.

The Regional Manager is required to maintain a loan portfolio. Develops commercial lending opportunities from existing customers and from prospects. Manages and enhances commercial customer relationships. Manages credit administration including the monitoring of the borrowers financial condition, local market conditions, and economic trends. Is an effective business development officer and promotes the Bank’s other products and services.

ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES:

• Serves as Relationship Manager/Account Officer for assigned and originated loans. Develops and manages a commercial loan portfolio comprised of all types of commercial loans while maintaining acceptable levels of loan quality, profitability and growth. Develops a strong business relationship with all current customers.
• Obtains updated financial information from each borrower on an annual basis and analyzes these financial statements for soundness and compliance with loan covenants.
• Maintains up-to-date records of transactions in conformance with loan policies and provides continuing financial counseling to customers.
• Monitors the borrower’s financial conditions on an ongoing basis: review financial statements, credit analysis and other information to make an evaluation.
• Monitors the loan portfolio and reviews the financial status of each loan to ensure that the loan remains sound. Visits customer operations to check on condition of plant and equipment and overall operations.
• Assigns loan ratings at loan approval, at renewals, and as warranted by changes in financial conditions.
• Reviews lines of credit annually for each borrower. Recommends renewal or extension of credit, if warranted.
• Ensures that funds are advanced to borrower as per agreements, in a timely manner.
• Monitors borrowers’ payment of loans and collects on loans if necessary. Develops work-out of loan if necessary.
• Develops and maintains a credit file on each borrower complete with memos, financial data, correspondence, and other pertinent documents.
• Approve and advise lending staff on commercial transactions.

Business Development

• Develops regional business development goals, communicates goals to the Lenders, and supports the Lenders in all new business development activities.
• Carries out ongoing business development programs to promote the Bank’s lending services. Contacts prospective customers via…