Commercial Property Damage & Cargo Auto Claims Adjuster
Listed on 2026-10-08
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Insurance
Insurance Claims, Insurance Analyst, Underwriter, Insurance Risk / Loss Control
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Commercial Property Damage & Cargo Auto Claims AdjusterFull Time Professional FL, Lake Worth, FL, US
9 days ago Requisition
Salary Range: $52,000.00 To $85,000.00 Annually
Position SummaryThe Commercial Property Damage & Cargo Claims Adjuster is responsible for investigating, evaluating, negotiating, and resolving property damage and cargo claims arising from commercial trucking operations
. This role focuses on losses involving damaged freight, cargo theft, spoilage, contamination, and third-party property damage resulting from commercial vehicle accidents.
The ideal candidate possesses strong expertise in cargo transportation, freight handling, property damage assessments, coverage analysis, and claim resolution. The adjuster exercises independent judgment while delivering timely, accurate, and cost-effective outcomes for insureds, claimants, brokers, and cargo owners.
Preference to candidates located in Palm Beach County, FL.
Key Responsibilities- Investigate and adjust cargo claims involving damaged, lost, stolen, contaminated, delayed, or spoiled freight.
- Investigate and evaluate property damage claims involving vehicles, buildings, structures, roadways, utilities, signage, equipment, and other third-party property.
- Review bills of lading, shipping agreements, freight invoices, cargo inventories, warehouse receipts, inspection reports, and transportation contracts.
- Determine liability and evaluate coverage under motor truck cargo, transportation, inland marine, physical damage, and commercial auto policies.
- Coordinate cargo inspections, salvage operations, inventory reconciliations, appraisals, and independent assessments.
- Evaluate repair estimates, replacement costs, depreciation, actual cash value, and total-loss exposures for property damage claims.
- Assess damages and establish appropriate reserves based on claim severity and exposure.
- Negotiate settlements with cargo owners, claimants, repair facilities, vendors, shippers, brokers, and legal representatives within established authority levels.
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