Binding Authority Underwriter

## Binding Authority Underwriter Apply:
Remote:
Remote - Washington:
Full time:
Posted Today:
R26 _Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Big Sky Underwriters seeks a Binding Authority Underwriter to join our team.  Big Sky Underwriters is a leading independent Managing General Agency located in Missoula, Montana. As a General Agency, we represent many property and casualty insurance companies offering products to individuals and companies delivered solely through retail agents.  Over the years, Big Sky Underwriters has grown steadily building relationships with agents placing risks in many states including Idaho, Colorado, Montana, North Dakota, Oregon, Washington & Wyoming.

The original General Agency was established in 1955 and began operating as Big Sky Underwriters in 1987.  In 2008, Big Sky Underwriters was acquired by Hull & Company, Inc. The core values of Big Sky Underwriters include integrity, quality, honesty, the highest of service standards and insurance education.  Our guiding principles support our staff, agent and company relationships by providing a relaxed, professional work environment where teamwork, courtesy, respect and active listening are values practiced every day.

** WHO YOU ARE:
** You believe in working as a team and thrive in fun, collaborative environments. You have a client-focused attitude and value the importance of relationships, professionalism and trust. You set goals high and aim higher. You have solid communication skills. You are detail oriented and organized. You enjoy learning new skills, systems, processes, and procedures. You are a great listener and are not afraid to ask questions.

You believe that learning is vital to success.  
** How You Will Contribute:
*** Examines such documents as application forms, inspection reports, insurance maps, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property,
* Reviews company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance,
* Underwrite or broker risks, ensuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws.  Secure payments on risks bound or written.
* Review, analyze and underwrite risks submitted by Producers, rate submissions for premium and terms, analyze exposures for quotes for new and renewal business, issue written indications, quotes and binders; use inspection companies to obtain further information, quote rates, or explain company underwriting policies.
* Markets and meets with retail agency customers to develop business and cultivate relationships in an effort to grow a book of business.
* Understand and extend Company facilities, utilizing binding authorities or brokering risks  when required to successfully negotiate a placement; be responsible for your underwriting results,
* See that coding on specific required forms are completed and utilized.
* Service and perpetuate existing business, produce new business, and have a keen awareness of priorities,
* Instruct and train processors and assistants, review indications, quotes, binders, submissions and policies for completeness and accuracy.
* Provide guidance and training to the processors and assistants, to enable them to reduce the underwriter's clerical workload, and to develop basic…