Commercial Lender
Job in
Kerrville, Kerr County, Texas, 78028, USA
Listed on 2026-11-04
Listing for:
gpac
Full Time
position Listed on 2026-11-04
Job specializations:
-
Finance & Banking
Loan Officer / Lending, Credit Analyst, Commercial Banking
Job Description & How to Apply Below
The Commercial Lender develops, manages, and grows a portfolio of commercial loan and deposit relationships in the greater DFW market. The role is responsible for finding new business, structuring and closing commercial credits, and keeping portfolio quality strong. The lender also represents the bank in the community.
Essential Duties And Responsibilities- Prospect for and build new commercial relationships with businesses, owners, and real estate investors
- Originate, underwrite, structure, and negotiate C&I, owner-occupied real estate, CRE, and equipment loans
- Present credit requests to loan committee and work closely with credit analysts and underwriters
- Manage an assigned portfolio, including renewals, covenant monitoring, annual reviews, and risk ratings
- Cross-sell deposit, treasury management, and other bank services to deepen relationships
- Make sure loans follow bank policy, regulatory requirements, and sound credit practices
- Find and resolve problem credits early
- Take an active part in community, civic, and business development events
- 5-10+ years of commercial lending experience, ideally in the DFW market
- An established book of business or a strong local referral network
- Sound knowledge of financial statement analysis, cash flow underwriting, and loan documentation
- Strong negotiation, communication, and relationship-building skills
- Community bank experience preferred
- A bachelor's degree in finance, accounting, economics, or business is preferred; formal credit training is a plus
- $150K-$200K base salary, depending on experience
- A great bonus structure tied to production
- A full benefits package
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
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