Internal Bank Appraiser

Description

Kokomo, IN

$55k/year - $85k/year

First Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, we’ve grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial services—from personal and business banking to agricultural lending and mortgage solutions.

Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining today’s digital banking convenience with the traditional values of integrity, perseverance, and customer care.

With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters most—people.

At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, you’re not just starting a job—you’re joining a company built on heart and grit.

The Internal Bank Appraiser is responsible for evaluating the value of real estate to support lending decisions. This role conducts property inspections, analyzes market data and trends, and prepares comprehensive appraisal reports for management review. The position works closely with loan management, support staff, and underwriters to facilitate sound credit decisions, while ensuring accuracy, compliance, and thorough documentation. The Internal Bank Appraiser also communicates findings and recommendations effectively to stakeholders and remains current on industry standards and appraisal methodologies.

• Conduct property inspections to appraise the value of real estate for bank loans
• Analyze data and market trends to determine property values
• Prepare and submit appraisal reports to bank management for review
• Communicate appraisal findings to clients and provide recommendations
• Stay up-to-date with industry developments and changes in appraisal methods
• Maintain accurate records and documentation for all appraisals conducted
• All other job duties as assigned

• Prior experience working in appraisals or a comparable banking role
• Working knowledge of appraisal methods, principles, and practices
• Demonstrated ability to work both independently and collaboratively within a team environment

• Minimum of two (2) years of experience as a bank appraiser or in a comparable banking role
• Associate’s or Bachelor’s degree in Finance, Economics, Accounting, or a related field
• Experience utilizing appraisal software and related tools
• Certified General Appraiser license

• Strong analytical skills with the ability to interpret data, draw sound conclusions, and produce accurate reports
• Excellent verbal and written communication skills, with strong interpersonal abilities
• Proficiency in Microsoft Office Suite, with the ability to quickly learn new systems and technologies
• High level of attention to detail with strong organizational and time management skills

• Primarily office or branch-based environment with standard business hours. Regular travel to site inspections, other branch locations or community events may be required
• Daily extended use of banking software, secure digital platforms, and standard office equipment
• Repetitive hand and arm movements
• Ability to sit or stand for extended periods of time
• Ability to lift up to 25 pounds as needed