Account VP​/Member Business Loan Officer

Join to apply for the Account VP/Member Business Loan Officer role at Purdue Federal Credit Union
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• Originate commercial loans
• Refer and cross-sell deposit products, Treasury Management services and other credit union products and services
• Analyze financial information and credit applications to determine credit potential
• Negotiate credit terms within the credit union's loan policies
• Prepare credit opportunity memoranda
• Present loans for approval to the proper approval authority
• Voting member of Business Loan Committee
• Assist members regarding existing loans, financial requests, financing terms and guidelines

• Support branch commercial activities
• Provide resources and make recommendations that meet business members' needs
• Network and prospect for new business members through attendance at and involvement in business and community events
• Represent Member Business Services at Chamber of Commerce and other business events

• Resolve members' problems
• Collect on-going member financial data
• Monitor performance of individual loan portfolio to maintain and improve the quality
• Maintain credit files
• Monitor and grow deposits

• Lead/Participate in departmental and cross-functional projects
• Monitor market indicators and competition
• Stay abreast of industry, market and regulatory changes
• Develop new marketing materials that cover business products and services including regulatory requirements
• Take ownership of personal development by participating in ongoing training, seeking feedback, and building knowledge and skills relevant to role, department, compliance, and credit union’s mission.

• Proven success in commercial lending within financial services.
• Strong relationship-building, networking, and communication skills to cultivate and maintain long-term business member partnerships.
• Excellent presentation, public speaking, and interpersonal communication abilities to effectively engage with business members, community organizations, and internal partners.
• Ability to review and analyze complex business and personal financial statements, tax returns, and cash flow reports to determine creditworthiness and loan structure.
• Strong analytical and decision-making skills, with the ability to make sound, timely credit and business judgments.
• Highly organized and detail-oriented, with the ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strategic thinker with solid planning and time-management abilities to support business growth initiatives.
• Demonstrated ability to work both independently and collaboratively in a team-oriented environment.
• Proficiency in Microsoft Office Suite; familiarity with CRM systems and loan tracking tools.
• Strong computer literacy and ability to adapt to new technology platforms.
• Professional demeanor and sound judgment when representing the credit union in business and community settings.
• Ability to perform effectively under pressure and manage frequent interruptions while maintaining accuracy and professionalism.
• Ability to communicate, verbally and in writing, in a professional manner when dealing with employees, members, vendors and company contacts.
• Ability to follow core values of honesty, integrity, mutual respect, pride and ownership.

Mid-Senior level

Full-time

Sales and Business Development

Banking