Compliance Analyst, Finance & Banking

Join to apply for the Compliance Analyst role at Kawasaki Motors Corp., U.S.A.

Join to apply for the Compliance Analyst role at Kawasaki Motors Corp., U.S.A.

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This range is provided by Kawasaki Motors Corp., U.S.A.. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$85,000.00/yr - $95,000.00/yr

Join the newly established captive finance company of the leading global brand, Kawasaki Motors, based in Foothill Ranch, CA. Our commitment to innovation and quality has made Kawasaki a trusted name in the powersports industry. We provide our customers with exceptional products and services, including top-notch retail finance solutions. Join our team and be part of a dynamic company that values excellence, customer satisfaction, and continuous improvement.

Together, we can help our customers embark on their next adventure with confidence and ease.

We are seeking a highly motivated and detail-oriented Compliance Analyst to join our dynamic, fast-growing startup captive finance company specializing in retail installment loans for the powersports industry across all 50 states. This role focuses on regulatory compliance and customer protection, leading testing to ensure adherence to regulations and uninterrupted operations. Key duties include reviewing regulatory documents, supporting audits, maintaining compliance frameworks, and monitoring emerging risks.

Experience in finance, automotive, or powersports compliance, along with strong skills in policy drafting and compliance testing, is essential. This role contributes to the development and maintenance of internal compliance frameworks, dual controls, workflows, policies, and job aids, while monitoring regulatory trends and identifying emerging risks that may impact business operations. This position will be reporting to the State Licensing & Regulatory Compliance Manager.

Key Responsibilities:

• Monitor compliance with federal and state laws across all 50 states including: FDCPA, TILA, UDAAP, GLBA, Regulation Z, FCRA/Reg V, Regulation E, BSA/AML, Dodd-Frank Act, E-SIGN Act, and applicable state-specific consumer protection laws.
• Test and validate system configuration for credit decisioning, servicing workflows, payment processing, late fee assessment, NSF fees, and fee disclosures.
• Conduct testing related to SCRA protections including rate limits, active-duty checks, and notification procedures.
• Assist with AML testing and reviewing system rules for compliance alignment.
• Validate customer communication scripts, disclosures, and notices to ensure regulatory accuracy, including cease and desist requests and collection activity under FDCPA guidelines.
• Monitor and document compliance of repossession activity, including notice periods, deficiency balance treatment, and state-specific requirements.
• Perform compliance testing across operational areas including marketing, credit underwriting, servicing, collections, and payment processing to ensure regulatory alignment and policy adherence.
• Perform complaint management activities, including tracking and documenting regulated and verbal complaints, monitoring resolution timelines, and validating that responses are timely, accurate, and compliant. Conduct complaint testing to evaluate adherence to regulatory expectations and internal complaint handling procedures.
• Review call logs and collection activity to ensure compliance with FDCPA, UDAAP, and internal policy standards.
• Perform data validation to ensure credit bureau reporting is timely, complete, and accurate; support monthly audits of Metro 2 data and dispute resolution tracking.
• Assist in maintaining a centralized document library of all policies, procedures, and training materials for each business unit, ensuring updates are reviewed, approved, and archived annually.
• Support ongoing monitoring of regulatory updates across state and federal levels and assess operational impact in collaboration with compliance leadership.
• Maintain accurate records of test results, corrective actions, and ongoing remediation activities.
• Contribute to the continuous improvement of compliance workflows, controls, and testing protocols.

Qualifications:

• Associate or bachelor’s degree in business, finance or a related field preferred; equivalent professional experience will be considered.
• Minimum of 3 years of experience in consumer finance compliance, preferably within retail installment lending, auto finance, or powersports industries.
• Hands-on experience supporting compliance programs in multi-state lending environments, with exposure to operational compliance across marketing, originations, servicing, collections, and payment processing.
• Familiarity with key federal and state regulatory frameworks, including FDCPA, TILA, FCRA/Reg V, UDAAP, GLBA, Regulation Z, Regulation E, AML, SCRA, Dodd-Frank, E-SIGN Act, and relevant state consumer…