Funding Supervisor

We are seeking a dedicated and experienced Funding Supervisor to join our team. A Funding Supervisor should demonstrate proven experience overseeing daily funding operations and supporting a team of funders. This includes providing hands‑on guidance, reviewing complex funding scenarios, and ensuring policy and regulatory adherence across all funding activities. The supervisor is responsible for mentoring and developing funders, managing workflow distribution, and serving as an escalation point for both internal team members and external dealers.

They should also have knowledge of financial services regulations, internal audit expectations, and cross‑functional processes, enabling them to collaborate effectively with Credit, Sales, Compliance, and Operations leadership.

• Assist in developing and implementing funding policies and procedures.
• Manage the funding process for approved loan applications, ensuring timely and accurate disbursement of funds to dealers.
• Communicate with Credit Analysts and Dealer Partners to resolve discrepancies and obtain additional information when necessary.
• Verify and ensure all necessary documentation is complete and compliant with company standards and regulatory requirements.
• Conduct thorough reviews of all collateral supporting documentation for accuracy to ensure proper collateral perfection.
• Utilize Loan Origination Systems (LOS) to process and manage funding transactions.
• Maintain accurate and up‑to‑date records of all funding transactions and documentation.
• Independently investigate and resolve document and booking questions.
• Provide excellent customer service and support to dealers and customers regarding funding questions and concerns.
• Participate in proactive team efforts to achieve department‑ and company‑established service levels.
• Lead the identification of process improvements and ensure consistent adoption of best practices across the Funding team.
• Serve as the primary subject‑matter expert on funding policies, documentation requirements, compliance expectations, and system workflows, providing ongoing coaching and leading training sessions for new and existing team members.
• Manage and resolve escalated dealer or credit partner issues requiring higher discretion, judgment, and cross‑department coordination.
• Oversee audit readiness by reviewing funding files for accuracy and compliance prior to release of funds, ensuring alignment with internal policies and regulatory requirements.
• Own the drafting, updating, and implementation of procedures and workflows as funding processes evolve, partnering closely with management to execute operational changes.
• All other job duties as assigned.

• High school diploma, an associate degree or equivalent in Finance, Business, or related field.
• A minimum of 5+ years of funding experience is required.
• A minimum of 2+ years in a team lead, supervisor, or manager role is required.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Ability to perform applicable mathematical calculations.
• Familiarity with Loan Origination Systems (LOS).
• Research and problem‑solving capabilities.
• Strong analytical and decision‑making skills.
• Demonstrated ability to identify process inefficiencies and recommend improvements.
• Experience providing training, mentorship, or guidance to junior funding associates in a lead, supervisor, or management role within retail finance.
• Proven capability to work with leadership on special projects, audits, and compliance initiatives.
• Knowledge of financial services regulations together with all internal policies and procedures.
• Knowledge of various loan structures, payment schedules, amortizations, interest rates.
• Ability to review and comprehend required entity formation documentation for all 50 states.
• Excellent communication and interpersonal skills.
• Basic understanding of financial information and lending regulations.
• Ability to work on‑site at our Foothill Ranch, CA office.

• Experience in founding, co‑founding or working in a fast‑paced startup environment.
• Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs).
• Experience in a Fin Tech startup.
• Bachelor’s degree or Advanced Professional degree.
• $75,000 - $85,000.

KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

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