Team Loan Originator NE - Lake Oswego

Responsibilities

• Markets and promotes Prime Lending’s financial products;
• Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship;
• Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines;
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers;
• Collects and analyzes information regarding the customer’s income, assets, investments or debts;
• Schedules appointments with potential customers for the team loan originator(s);
• Interacts and interfaces with all parties involved in each individual loan transaction from application to closing;
• Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicates loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing;
• Negotiates terms and conditions of loans with customers;
• Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages;
• Maintains a professional image and adheres to standards consistent with company policies and procedures;
• Meets customer service standards as outlined by management;
• Other functions as needed.

• High school diploma or equivalent and appropriate licenses as required by state;
• One to two years of sales or mortgage banking experience preferred;
• Valid driver’s license and current automobile liability insurance;
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.;
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written;
• An ability to quickly assess and process large amounts of information, and must be able to use designated technology;
• Must continue to expand knowledge of issues influencing the industry and the organization;
• Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume;
• Must be proficient in required origination technology and use of other office equipment;
• Must maintain confidentiality of borrower and/or company information;
• In accordance with U.S. Department of Labor Regulation Part 541–Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status.

Prime Lending, a Plains Capital Company® is a people‑first company on a mission to make the home loan process simple and stress‑free. Since 1986 we've been working together as a team to support our customers, co‑workers and communities and make a positive impact on all the lives of all we serve. Whether on the frontline working directly with customers in our branches or behind the scenes supporting our loan officers our team members each play a vital role in delivering an outstanding customer experience.

Known for having an empowering, supportive culture Prime Lending is a place where each individual has an important voice, can be themselves and thrives. Our organization exudes an infectious spirit of optimism and humanity making Prime Lending a great workplace.

• #7 2023 Energage Top Workplaces in the USA 1
• # 11 2023 Energage Top Workplaces in Financial Services 1
• Top 25 2023 Fortune Best Workplaces for Women™ 2
• Top 25 2023 Fortune Best Workplaces for Financial Services™ 2
• Top 50 2023 Fortune Best Workplaces for Millennia ls™ 2
• #11 2023 Fortune Best Workplaces in Texas™ 2
• Scotsman Guide 2024 Top Workplaces 3 (Editor’s Pick)
• #7 2023 Dallas Morning News Top Workplaces 4

• Established in 1986
• Part of Hilltop Holdings Inc. (NYSE: HTH) a diverse financial services company
• #11 2023 Top Retail Volume, Scotsman Guide
• #15 2023 Top Overall Volume, Scotsman Guide 3
• 400+ purchase, renovation, refinance and reverse mortgage products
• National lender…