Financial Operations Manager

Company Overview

Our client is a fast-growing financial services company dedicated to helping small and mid-sized businesses access the capital they need to operate, grow, and succeed. Specializing in merchant cash advances and revenue-based financing, they offer a streamlined, transparent, and flexible alternative to traditional bank funding. Headquartered in New York, our client supports businesses across a wide range of industries—providing quick approvals, personalized support, and funding solutions designed to meet the real-world needs of today’s entrepreneurs.

Their team is driven by a commitment to integrity, partnership, and efficiency. They believe in simplifying the funding process, empowering business owners, and building long-term relationships based on trust and performance. Our client combines a collaborative culture with a results-driven mindset. As they continue expanding, they are looking for passionate, motivated professionals who thrive in a fast-paced environment and want to make an impact in the world of small business finance.

The Financial Operations Manager plays a central role in maintaining the accuracy, integrity, and flow of financial data across the organization. This position supports a fast-growing alternative lending institution and is responsible for ensuring that internal ledgers, bank activity, reconciliations, reporting, and financial controls are precise and up to date. The ideal candidate is analytical, detail-oriented, trustworthy, proactive, and comfortable working across departments and with external financial partners.

This person will also maintain strong relationships with all banking and financial partners, ensuring smooth communication, secure data exchange, and a reliable understanding of financial activity across facilities and accounts.

Location: Toms River, NJ
Reports to: CEO
Schedule: Monday
- Friday
Employment Type: Full-Time
Salary Range: $,000 USD/Annually

• Download, consolidate, and correlate financial data from multiple internal systems into clear, digestible reporting formats.
• Validate internal financial records against bank statements and other external data sources.
• Investigate and resolve discrepancies when internal and external records do not align.
• Conduct recurring spot checks of bank activity to ensure accuracy, quality assurance, and policy adherence.
• Maintain strong and professional relationships with all banking and financial partners.

• Maintain, audit, and update internal wallet ledgers to ensure proper allocation, transaction tracking, and flow of funds.
• Maintain, audit, and update deal-level ledgers, ensuring accuracy of balances, payments, returns, debits, and credits.
• Monitor inflows and outflows related to borrowers, investors, merchant cash advances, loan products, or related alternative lending operations.

• Create streamlined financial reports and analytics to present to ownership and leadership teams.
• Serve as the primary liaison between the company and the fractional CFO, ensuring they receive accurate data, summaries, and timely financial insights.
• Collaborate with underwriting, servicing, sales, and operations teams to ensure financial impacts are understood and recorded properly.
• Provide clear explanations of variances, trends, and unusual activity.

• Think creatively to develop more efficient reporting methods, reconciliation processes, and financial workflows.
• Identify opportunities to automate, simplify, or enhance financial operations.
• Provide analytical insights and recommendations based on data trends, cash flows, ledger activity, and risk exposure.

• 3-5 years of experience in financial operations, reconciliation, or accounting.
• Strong understanding of bank reconciliation, ledger accuracy, and financial data validation.
• Advanced proficiency with spreadsheets and financial analysis tools.
• Proven ability to handle confidential information and sensitive financial data.
• Excellent attention to detail, accuracy, and follow through.
• Strong communication skills with the…