Finance Director

Commitment:
Full or part–time

Salary:
Competitive

Location:

UK or Europe (remote–first, UK–centric)

Reports to:

CEO

Works closely with:
Head of Finance, Executive Team, Board

Bikmo is entering a pivotal phase as we transition from a growth–focused insurtech to a profitable, pan–European MGA, while continuing to scale responsibly and position the business for long–term value creation.

We are seeking an experienced Finance Director to provide strategic financial leadership at exec and board level, own and control the group financial business plan and long–term financial model, support investor and lender relationships, mentor the Head of Finance, and help shape the financial strategy of the business as we move toward profitability, selective M&A, and a potential trade exit in the coming years.

This is a strategic leadership role, not a day–to–day finance position. Operational finance, cash management, and routine reporting sit with the existing finance team.

The role may be delivered on a full–time or part–time basis, depending on candidate experience and availability.

• Act as the senior financial leader within the Executive Team
• Provide clear, confident financial input into strategic and operational decisions
• Drive financial discipline, cost management, and performance focus across the business
• Hold exec peers accountable to agreed budgets, forecasts, and financial commitments
• Support the CEO in balancing growth, profitability, and capital efficiency

• Lead the annual budgeting process and quarterly reforecasting, aligning financial resources to strategic priorities
• Own and control the group financial model as the authoritative view of Bikmo's long–term financial position
• Lead long–term forecasting, scenario planning, and sensitivity/downside modelling to support:
  • Board decision–making
  • Investment and growth planning
  • Fundraising and capital strategy
  • M&A and strategic options
• Ensure financial plans clearly articulate trade–offs, risks, and returns

Day–to–day cashflow forecasting, short–term runway management, and operational reporting are owned by the Head of Finance and the finance team.

• Partner with the CEO, Partnerships, and Operations teams on:
  • Pricing strategy
  • Product evaluation
  • Channel and partnership economics
  • Geographic expansion decisions
• Support commercial negotiations on major partner contracts, ensuring pricing, service levels, risk allocation, and cash terms are financially robust and scalable
• Bring financial rigour to embedded insurance partnerships and international growth initiatives

• Provide senior oversight of liquidity, capital structure, and funding options
• Lead the structuring, negotiation, and setup of financing solutions where required (e.g. working capital facilities, overdrafts, debt instruments)
• Act as the senior point of contact with banks, lenders, and financial advisors
• Support and guide the Head of Finance, who leads ongoing day–to–day cash and facility management

• Act as a trusted finance partner to the Board and existing investors
• Prepare, review, and present financial materials for board meetings
• Support fundraising strategy, investor narrative, and financial diligence
• Help articulate a clear, credible financial narrative for the Board and investors, covering performance, outlook, capital efficiency, risks, and strategic options
• Operate effectively within a PE / VC–backed governance environment, including pace, reporting expectations, and stakeholder management

• Maintain a strong working understanding of insurance–specific financial flows, even if not managing them day–to–day
• Appreciate FCA regulatory reporting requirements, including:
  • Regulatory capital considerations
  • Financial aspects of operational resilience
• Ensure financial governance supports Bikmo's regulated operating environment

• Provide senior oversight of Bikmo's tax…