Credit Analyst

We are looking for a Credit Analyst to join our Client in their expanding and well-regarded Finance Team.

• Assessing new and existing customer credit applications and reviewing financial information to determine creditworthiness
• Conducting credit checks and analysing customer financial data, payment history and other relevant information
• Making informed recommendations on credit limits and terms in line with company policies
• Monitoring existing customer accounts and identifying potential credit risks or changes in financial circumstances
• Providing clear feedback and recommendations to internal stakeholders regarding credit decisions
• Producing regular credit risk reports and analysis for management
• Maintaining accurate records of credit assessments, decisions and supporting information
• Identifying trends and potential areas of risk within the customer portfolio
• Supporting the wider Finance Team with ad-hoc analysis and credit-related projects
• Ensuring all credit decisions are made in accordance with internal procedures and relevant regulations

• Previous experience within a Credit Risk, Credit Analysis, Finance or similar analytical role
• Strong analytical and numerical skills with excellent attention to detail
• Experience assessing financial information and making evidence-based decisions
• Good working knowledge of Excel and the ability to analyse and present data effectively
• Strong communication skills with the ability to provide clear and concise feedback
• Excellent organisational skills and the ability to manage multiple priorities
• A commercially aware approach with the confidence to challenge and make recommendations
• Ideally, experience using credit reference agencies, credit scoring systems or financial risk assessment tools

• Competitive salary
• Excellent benefits package
• Opportunities for career development and progression
• Supportive and collaborative working environment
• Full training and ongoing professional development

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