Underwriting Consultant, National Accounts Property, Wholesale

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JOB DESCRIPTION:

When you join the Cardinal, a CNA brand, National Accounts Property, Wholesale team as an Excess & Surplus Underwriting Consultant, you are responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting ground-up monoline policies. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination.

This hybrid role will work 4 days per week in the market from our local offices in California, Arizona, Colorado, or Texas. As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of three Underwriter positions:
Underwriting Specialist, Underwriting Consultant, or Underwriting Consulting Director. Typically, 3-10+ years of related experience.

Performs a combination of duties in accordance with departmental guidelines:

• Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability.
• Develop specialized endorsement language for highly complex risk.
• Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
• Makes recommendations on underwriting policy and pricing strategy.
• Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
• Markets products and services through agencies or through the brokerage community and makes field visits.
• Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
• Keeps current on state/territory issues and regulations, industry activity and trends.
• May participate in industry trade groups.
• Mentors and guides less experienced underwriters and assists in the development of underwriting training.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Responsible for special underwriting projects and presentations.
• Reporting Relationship Manager or above.

• 1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
• 2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
• 3. Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
• 4. Ability to deal with ambiguous situations and issues.
• 5. Creativity in resolving unique and challenging business problems.
• 6. Knowledge of Microsoft Office Suite and other business-related software.
• 7. Demonstrated leadership skills.

Bachelor's degree or equivalent experience. Professional designations preferred. Typically, a minimum eight years underwriting experience.

#LI-MA1 #LI-Hybrid

In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base…