Dealer Commercial Services Senior Underwriter

Dealer Commercial Services Senior Underwriter

Country:
United States of America

It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Sr. Associate, Underwriting is responsible for managing credit risk by reviewing and properly weighing all aspects of more complex applications. The incumbent is a key resource for underwriters and loan originators for the Dealer Commercial Services business.

* Underwrites loans by analyzing business history, financials, and loan collateral.

* Maintains loan relationship with a variety of customers by structuring and discussing recommended best loan plan.

* Monitors department portfolio with having all financials up to date and ensuring portfolio.

* Reviews loan inquiries and responds to client requests in case manager is absent.

* Reviews past due report and notes coming due.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

* Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field.

- Required.

* 9+ Years work experience in financial analysis, structuring and underwriting commercial loans.

- Required.

* Experience with Auto Syndications.

- Preferred.

* Commitment to excellent customer service - responds promptly to customer needs, professional interacts with customer.

* Extensive decision-making and analytical skills to evaluate information, determine risks, and consider the benefits.

* Communication skills, responds well to questions and demonstrates comfort with group presentations.

* Proficient knowledge of Microsoft Word, Microsoft Excel, and Microsoft Outlook.

* Detail Oriented.

* Categorical understanding of the lending process.

* Capable of preparing findings reports.

* Ability to handle multiple files simultaneously.

* Ability to provide leadership in the market by being a positive contributor to the team including: being a mentor to less experienced team members and embracing change.

* Takes initiative on projects and assignments, seeks alternate solutions when necessary.

* Self-starter with ability to work in a face paced team oriented environment.

Certifications:

No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum: $86,250.00 USD

Maximum: $ USD

We Value Your Impact:
Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2025 Santander OnGoing/NH eGuide () ((Use the "Apply for this Job" box below).)

Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:
At Santander, we value and…