Lead Financial Analyst

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We are currently looking for a Lead Financial Analyst to join Credit One's Products team as a high-level individual contributor. This is a hybrid financial analysis/data science position. The Products team is responsible for profitably expanding our product line with innovative credit card offerings, while also managing our existing products to meet financial hurdles. In this role, you will play a key role in evaluating the viability of our newest credit card products, partnerships, and business opportunities.

• Evaluate the viability of new products, partnerships, and new business opportunities
• Develop business strategies to bring new products to market
• Analyze, review and provide recommendations to improve and streamline models, reports, and analyses prepared by others
• Utilize database tools to manage, manipulate and analyze large sets of financial information
• Perform ad-hoc analysis as requested, primarily related to anomaly detection, investigation, and explanation
• Assess opportunities to acquire credit card portfolios
• Forecast account performance, revenues, and costs related to new products/portfolios
• Recognize where existing products are not meeting expectations, recommend and implement enhancements
• Manage product profitability to meet financial hurdles
• Share findings in PowerPoint presentations with conclusions and recommendations for senior management
• Collaborate with key stakeholders from across the bank

• Bachelor's degree in Finance, Economics, Computer Science, Mathematics, Statistics or related field
• 7+ years relevant work experience in a similar role in a professional corporate environment
• Advanced knowledge of financial analysis and profitability drivers
• Advanced demonstrable use of at least one of the following: SQL Server, Oracle, or SAS
• Advanced Excel skills and the ability to build, understand, and follow complex models
• Proficient in data modeling, data mining, econometric, and statistical procedures
• Strong verbal, written and interpersonal skills
• A willingness to take ownership of the role and a keen ability to partner with senior management to understand their needs and drive solutions from start to finish
• Comfortable working collaboratively as part of a small team on a day-to-day basis
• Exceptionally detail oriented and analytically savvy
• Capable of preparing & delivering accurate and logical presentations in Power Point

• Advanced degree
• Consumer credit card industry experience