Lending Compliance Program Manager

Note:
All full-time positions include exceptionally low medical premiums in addition to a whole host of other benefits.

HOURS FOR POSITION:
Monday - Friday 8:30am - 5:00pm,

Hiring Range- $98,509- $123,136

The Lending Compliance Program Manager is responsible for managing and monitoring the regulatory compliance management program in support of Tower Federal Credit Union’s Lending Division. The incumbent takes a lead role and aids in the development, implementation, monitoring, and updating process and procedures for the Lending Division in accordance with new or changing regulatory requirements to ensure compliance with real estate lending, consumer lending, collection and servicing laws and legal requirements.

This position supports the activities of the Vice President of Lending Compliance and Regulatory Affairs and is a main contact in the department for regulatory, internal and external audit matters, and legal concerns and complaints.

The incumbent will be part of a professional team that provides leadership, guidance and support to the Lending Division in all aspects of the loan origination and loan servicing processes.

Supports compliance activities of Tower Federal Credit Union’s Lending Division inclusive of RE Lending, Consumer Lending, Loan Servicing and Collections.

As part of professional team, focused on an area of the Lending Division (RE Lending, Consumer Lending, Loan Servicing and Collections), the incumbent will provide assistance to division leadership on legal and compliance requirements, operational risks and applicable internal controls.

Implements Lending Division compliance review and monitoring designed to identify and manage regulatory compliance risk within an area of RE Lending including Consumer Lending, Loan Servicing and Collections.

Works with operational teams to ensure compliance requirements are effectively integrated into day-to-day operations along with appropriate training programs and monitoring plans for RE Lending, Consumer Lending, Loan Servicing and Collections.

Conducts investigative activities for Lending Division and delivers relevant reporting and suggests mitigation activities to the Vice President of Lending Compliance and Regulatory Affairs with respect to official member complaints regarding RE Lending, Consumer Lending, Loan Servicing and Collections.

Prepares for regulatory, internal, and external audits affecting RE Lending, Consumer Lending, Loan Servicing and Collections by gathering and providing requested documentation and following up on additional requests at the direction of the Vice President of Lending Compliance and Regulatory Affairs.

Coordinates with department leadership to develop procedures that ensure adequate internal controls exist to mitigate gaps as determined by auditors within RE Lending, Consumer Lending, Loan Servicing and Collections.

Maintains close relationship with Lending Operational leadership regarding relevant legal/compliance implications of implementation of new products, procedures, and operational initiatives.

Stays current on emerging industry trends, regulatory changes and potential operational risks.

Supervises monthly, quarterly, and annual data collection and validation from the Lending Division departments as applicable to RE Lending, Consumer Lending, Loan Servicing and Collections.

Reviews quality assurance and other data reporting to identify problematic patterns, practices or processes that could indicate Fair Lending violations and provides regular reporting and feedback to the Vice President of Lending Compliance and Regulatory Affairs and department leaders of RE Lending, Consumer Lending, Loan Servicing and Collections.

Works with…