Senior Portfolio Manager

Lend Invest is the UK’s leading Fin Tech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone.

A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £9 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people.

We operate a hybrid working policy across our business to ensure we offer flexibility that is balanced with in-person collaboration. Our teams spend three days per week in the office and two days working remotely.

As a Senior Portfolio Manager, you are the technical custodian within the Development Finance team to manage opportunities from Origination through to Completion and throughout the term of the facility. Responsible for ensuring that our most complex development projects remain on track, on budget, and on schedule for redemption. Reporting to the Operations Manager, you will manage a portfolio of high‑value cases, acting as the primary link between the borrower and the business.

This role goes beyond simple administration; you will be required to critically assess Quantity Surveyor (QS) reports, monitor construction milestones, and identify potential “drifts” in project viability. You will act as a mentor to Portfolio Associates, ensuring that the management of facilities are conducted to the highest standard of technical and commercial rigor.

• Manage new opportunities from Origination, running the required credit searches and liaising with Credit to obtain formal Credit Approval to proceed.
• Instruct professionals and ensuring that they are receiving the appropriate information for them to compile their reports, reviewing each report upon receipt and liaising with Credit Underwriters for further sign‑off.
• Proactively manage facilities through due diligence to completion, acting as a main contact for the Borrower, Professionals and Internal Stakeholders.
• Take direct ownership of a high‑value portfolio of development loans, overseeing the full lifecycle from first drawdown to final redemption.
• Lead the review and processing of complex monthly drawdown requests, critically analyzing Monitoring Surveyor reports and cost‑to‑complete forecasts.
• Monitor project covenants and milestones, proactively identifying and escalating potential breaches or delays to the Operations Manager.
• Build and maintain strong relationships with borrowers, project managers, and monitoring surveyors through regular interaction and site visits.
• Manage the facility amendment and extension process for your portfolio, preparing technical papers for Credit Committee approval.
• Oversee construction security requirements, ensuring all insurance policies and warranties remain valid throughout the build.
• Maintain 100% accuracy within the internal credit management system, including cash flow forecasts and sales exit plans.
• Act as a technical mentor to Portfolio Associates, providing guidance on complex construction issues and professional service standards.
• Partner with the Treasury and Finance teams to ensure accurate reporting on funding line utilization and portfolio performance.
• Collaborate with the Product team to drive improvements in the portfolio management platform and internal automation tools.

• Extensive experience in a portfolio management or monitoring role with a specialist development finance lender.
• Deep technical understanding of the construction process, including planning, building regulations, and QS reporting.
• Proven ability to critically assess development appraisals and construction budgets to identify potential overruns or risks.
• Strong relationship management skills with experience dealing with professional developers and technical consultants.
• Exceptional attention to detail and a commitment to maintaining accurate, real‑time data across large portfolios.
• High level of proficiency in Excel and…