Casualty Underwriter

Introduction

At Pen, we don’t just underwrite risk, we unlock possibility. We’re a dynamic underwriting and distribution business backed by the strength of Gallagher and powered by a belief that every challenge has a solution. With entrepreneurial energy, niche expertise, and a bold growth mindset, we’re transforming what it means to be an MGA in today’s insurance landscape. Whether you’re shaping new products, solving complex problems, or collaborating across teams, your ideas and initiative will help deliver smarter solutions for our clients—and move the industry forward.

Here, agility meets stability. Creativity meets execution. And your career meets real opportunity. At Pen, we champion innovation, value accountability, and thrive on building something better together. If you’re looking to join a team that’s rewriting the future of underwriting, we’d love to hear from you.

Are you ready to take the next step in your underwriting career? Pen Underwriting Construction & Casualty is looking for a Casualty Underwriter to join our team. You’ll focus on underwriting and servicing new and existing accounts, using your expertise to provide a solid contribution towards income, profit & EBITDAC. We welcome applications from candidates based anywhere in the UK. Join us at Pen Underwriting and be part of a team that values expertise, collaboration, and growth.

• Manage and grow a portfolio of renewal accounts, handling rating and adjustment queries.
• Explore opportunities to develop new business and expand your client portfolio.
• Provide technical support on claim cover requests.
• Collaborate with brokers, insurers, Accounts, and Claims teams.
• Review and approve referrals from Assistant Underwriters with a keen eye for detail.
• Share your knowledge by training and mentoring junior team members.
• Build a deep understanding of Pen’s coverage offerings.
• Work within your delegated underwriting authority and use our preferred insurance pool.

• Construction and Casualty underwriting experience.
• Working towards or have achieved FIT, CII, or Dip CII qualifications, with A-Level education or equivalent.
• Confident in assessing risk exposure and making informed decisions, even in complex situations.
• Experience managing accounts, handling claims, and delivering a seamless service.
• Proactive, organised, and skilled at planning renewals and identifying new business opportunities.
• Your communication and interpersonal skills are top-notch, and you thrive in a team environment.
• Detail-oriented, analytical, and solution-focused, with a positive, can-do attitude.
• Skilled negotiator who delivers great outcomes for clients, brokers, and stakeholders.
• Collaborative team player who takes responsibility and is eager to grow their expertise.
• Eligible to work in the UK.

On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get; depending on your job level these benefits may improve:

• Minimum of 25 days holiday, plus bank holidays, and the option to ‘buy’ extra days
• Defined contribution pension scheme, which Gallagher will also contribute to
• Life insurance, which will pay 4x your basic annual salary, which you can top-up to 10x
• Income protection, we’ll cover up to 50% of your annual income, with options to top up
• Health cash plan or Private medical insurance

• Three fully paid volunteering days per year
• Employee Stock Purchase plan, offering company shares at a discount
• Share incentive plan, HMRC approved, tax effective, stock purchase plan
• Critical illness cover
• Discounted gym membership, with over 3,000 gyms nationally
• Season ticket loan
• Access to a discounted voucher portal to save money on your weekly shop or next big purchase
• Emergency back-up family care
• And many more…

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organisation. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees’…