Financial Services Specialist, Commercial Crop & Livestock Lending

If you're energized by building customer relationships, supporting agricultural producers, and helping deliver financial solutions that make a difference, this is your opportunity to have a lasting impact on Missouri agriculture and rural communities.

At FCS Financial, we're committed to supporting agriculture and rural communities while fostering an engaging and collaborative workplace. We're seeking a customer-focused Financial Services Specialist to support our commercial crop and livestock lending team and help customers achieve their financial goals.

• Build and maintain strong relationships with customers and prospects.
• Support the delivery of credit and financial services to commercial crop and livestock customers.
• Assist with loan origination, processing, servicing, and closing activities.
• Gather and analyze customer financial information to support lending decisions.
• Collaborate with internal teams to provide responsive and accurate customer service.
• Monitor loan documentation and ensure compliance with policies and procedures.
• Represent FCS Financial within the agricultural community and identify opportunities to grow customer relationships.
• Support business development efforts and contribute to portfolio growth.

• Competitive Salary: Starting at $48,000 based on experience, plus incentive tied to Association performance.
• Comprehensive Benefits: Enjoy a competitive compensation and benefits package.
• Growth Opportunities: We are dedicated to your professional development and long-term success.

• Education: Bachelor's degree in Business, Agriculture, Finance, or a related field, or equivalent experience.
• Experience: Experience in agricultural lending, credit analysis, financial services, or a related field preferred.
• Skills: Strong attention to detail, communication, organizational, and customer service skills, with the ability to manage multiple priorities and build strong customer relationships.

Preferred office locations are Columbia, Higginsville or Maryville, Missouri
. All other Missouri FCS Financial branch locations will be considered.

This position is open until filled.

This position is classified as Non-Exempt under the Fair Labor Standards Act.

Commercial Crop & Livestock

Customer Service Team Leader, Commercial & Agribusiness Lending

35%

Post-Closing

• Manages all pending and active loan accounts for assigned relationship manager by monitoring reports and transaction activity
• Reviews closing documents for signatures, transmits loan, and disburses funds
• Determines covenants to be monitored and ensures timely completion of on-going monitoring activity
• Scans loan documents and files security documents
• Facilitates record keeping and loan data and provides feedback to internal and external audit
• Reviews and updates data integrity based upon credit presentation

35%

Loan Processing

• Interacts with and responds to applicants in person, by phone, in writing, or electronic correspondence
• Processes a loan determination by documenting the decision made
• Interprets and satisfies loan approval conditions and reconciles verifications
• Determines when pricing approval and chattel appraisals are required and ensures completion per procedures
• Orders and reviews appraisals and title work
• Facilitates loan closings with title company or customer in person or electronically
• Prepares, prints, reviews, and delivers loan documents for closing
• Expedites, tracks, and communicates with additional departments Level 1 customer loans to meet guidelines

15%

Loan Applications

• Prepares and submits large, complex loan applications for credit analysis
• Determines level of documentation and verification needed
• Gathers and documents financial and demographic information, including entity documentation from customer’s attorney
• Enters loan request information into customer relationship management loan origination system
• Determines which loan program to use and which underwriting authority is needed (scored vs. traditional)
• Determines how to resolve inquiries and questions

15%

Loan Servicing

• Determines information and documentation needed for completion of servicing actions
• Resolves inquiries, questions, complaints, and issues from borrower or third-party affiliates
• Determines what insurance coverage is needed and confirms coverage is adequate
• Obtains and reviews crop insurance assignments
• Maintains the association attribution list

n/a

• Other duties as assigned to meet the needs of the organization
• Essential…