Mortgage Sales - Mortgage Banker III

Overview

It starts with our culture ...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner.

Our Bankers understand the complexities of people’s lives and offer simple solutions.

That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results‑driven culture. We strive for all of our associates to feel welcome and empowered at work.

As a Mortgage Banker III, you will be responsible for the generation of mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. You will originate 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will be responsible for a variety of tasks including aligning mortgage priorities with the “Client Experience”, compliance, audit and operations.

You will help the Sales Manager to monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy. You will also identify referral sources and collaborate with all internal stakeholders to increase the Bank’s presence and competitive status by expanding existing business relationships and servicing clients (increase wallet share). Additionally, you will develop a book of business through prospecting while also servicing assigned Banking Center’s clientele.

You are expected to build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

• Associate’s degree in Business, Finance or equivalent combination of education and related work experience.
• 7+ years of experience in mortgage banking.
• Advanced knowledge of RESPA/government regulations for residential mortgages.
• Knowledge and experience operating within Dodd‑Frank regulations.
• Proven track record of success in the mortgage lending industry.
• Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
• This position requires ongoing compliance with all mortgage regulatory requirements and related NBH’s compliance policies including acceptable background check investigation results.

• Bachelor’s degree in Business, Finance or equivalent combination of education and related work experience.
• 10+ years of experience in mortgage banking.

• Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
• Proficient in Encompass and Desktop Underwriter.
• Ability to interact with others, both in person and through phone, e‑mail, and written correspondence.
• Ability to perform focused work with close attention to detail.
• Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties; works cooperatively with others to accomplish company objectives.
• Apply and improve extensive or in‑depth specialized knowledge, skills, and judgment to accomplish a result or to accomplish one's job effectively.
• Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services.
• Demonstrate…