Compliance Testing Manager

Current Employees of Happen Bank:
Please apply via your internal Workday Account Happen Bank (formerly Lending Club) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community.

Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About the Role Happen Bank's Enterprise Compliance Organization (ECO) is responsible for maintaining an effective enterprise-wide compliance program across BSA/AML, sanctions, Financial Crimes Compliance (FCC), and regulatory compliance.

As a Compliance Testing Manager, you'll independently lead compliance testing reviews to assess adherence to applicable consumer financial laws and regulations and internal policies and procedures. You'll also help advance data-driven testing capabilities, identify opportunities to strengthen the Bank's system of controls, and partner across the organization to support effective compliance risk management.

What You'll Do Independently design, lead, and execute compliance testing reviews to assess control design and operating effectiveness across consumer compliance risks

Identify control gaps and opportunities to strengthen the control environment, recommending practical enhancements that help the business manage compliance risk in alignment with regulatory expectations

Support the development and use of data analytics and monitoring capabilities to test system- and data-driven processes more effectively

Prepare clear, well-supported testing reports and work papers that communicate findings, issues, recommendations, and testing results to business partners and senior leadership

Document, track, and monitor compliance issues through timely resolution, partnering with stakeholders to ensure appropriate remediation

Build strong partnerships with the business and Compliance Advisory, sharing key risks, trends, and testing outcomes to support informed decision-making

Support the assessment and documentation of business processes, risks, and controls, coordinating testing activities and reviewing work performed by other testers as needed

Contribute to ECO initiatives, internal and external audits, regulatory examinations, and strategic projects as needed

About You4+ years of experience in banking or financial services, including direct experience in compliance testing, internal audit, or a related compliance function

Bachelor's degree or higher, or equivalent combination of education and experience

Practical knowledge of consumer protection laws and regulations, associated compliance risks, and the controls used to mitigate those risks

Experience performing compliance testing across applicable banking or financial services regulations such as ECOA, UDAAP, TILA, TISA, FCRA, EFTA, EFAA, and SCRAStrong written and verbal communication skills with the ability to clearly communicate testing results, risks, and recommendations and influence stakeholders

Strong analytical, problem-solving, and critical-thinking skills with the ability to independently assess risks and reach well-supported conclusions

Experience using SQL to query and analyze data; familiarity with Tableau or other data visualization tools is a plus

You take ownership of assigned reviews, manage competing priorities effectively, and adapt to changing regulatory and business needs

You actively look for ways AI can improve compliance research, testing, analysis, and documentation…