Credit Analyst

Credit Analyst I

Fidelity Cooperative Bank

Identifies potential credit risks associated with new and existing commercial borrowers through the financial analysis process and works collaboratively with the Commercial Lenders to mitigate these risks.

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• Works collaboratively with the commercial lenders to provide an independent analysis of commercial borrowers in the identification and mitigation of potential credit risks; this process involves but is not limited to a thorough financial analysis, projecting cash flow and collateral evaluations.
• Provides independent input in the process of risk rating commercial borrowers.
• Responsible for annual review date tracking for commercial customers.
• Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third‑party loan review vendor.
• Responsible for accurately completing credit analysis with basic levels of complexity.
• Assists in the compilation of various reports for Loan Committee and the weekly distribution of the Loan Committee packages as needed.
• Other duties as assigned.

• Bachelor’s degree required; major in accounting or finance preferable.
• One to two years of banking or business experience preferred.
• Understanding of all Microsoft Office applications.
• Ability to handle multiple priorities and significant workload.
• Ability and willingness to produce high quantity and high quality work.

• One to two years of banking or business experience preferred.
• Understanding of all Microsoft Office applications.
• Ability to handle multiple priorities and significant workload.
• Ability and willingness to produce high quantity and high quality work.

• Must have cyber security awareness to protect the digital environment, the Bank, and customers.
• Problem Solving.
• Verbal and Written Communication.
• Critical Thinking Skills.
• Adaptability.
• Eager Learner.
• Learning Agility.

Entry level

Full‑time

Finance and Sales

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