FinCrime Operations Senior Analyst - PEP​/AM

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer
.

We’re looking for Fin Crime Operations Senior Analysts (PEP/AMFocus) to join our team in Budapest, Hungary
.

As a Fin Crime Operations Senior Analyst
, you will play a vital role in safeguarding Wise and its customers by identifying and mitigating financial crime risks. You will be responsible for conducting thorough alert and escalation reviews, investigations, analyzing customer activities, and ensuring compliance with regulatory requirements and internal policies
. This role offers an excellent opportunity to develop your expertise in financial crime operations and contribute to maintaining the integrity of Wise’s services.

• Financial Crime Investigation: Conduct thorough reviews of customer and payment activity, applying a deep understanding of compliance frameworks, regulations, and emerging typologies to accurately identify and discount or elevate alerts.
• Risk-Based Due Diligence (RBA): Perform meticulous due diligence on high-risk customers and businesses using diverse data sources (public/internal records) to establish risk profiles and document findings clearly and audibly.
• Decision Making & Reporting: Take decisive, risk-based decisions on complex cases. Accurately document all findings, decision rationales, and steps taken, ensuring audit trails withstand internal and external scrutiny.
• Compliance & Escalation: Review transaction history to identify unusual patterns and elevate suspicious activity or critical control weaknesses to the Reporting, AML, or Fraud teams in a timely and precise manner.
• Process Improvement: Contribute to the continuous improvement of Fin Crime operations by flagging systemic inefficiencies, suggesting actionable enhancements, and helping to identify new typologies.
• Performance & Communication: Consistently achieve individual and team targets (KPIs, SLAs) with a strong commitment to both quality and speed. Communicate clearly, professionally, and empathetically with customers to obtain necessary clarifications.

• Strong verbal and written communication skills in English, with the ability to produce clear, concise, accurate, and professional reports, summaries, and customer communications. Additional languages are a plus.
• 1-2 years of experience in operations, compliance, or a related field, preferably with exposure to financial crime, KYC/AML, or fraud prevention.
• Basic understanding of global financial crime regulations, best practices and applicable standards.
• Ability to work independently and make decisions within well-defined procedures.
• Proven capacity to maintain a high level of quality and accuracy, with a strong commitment to precise process adherence and meeting established standards, even when managing routine tasks or high workloads.
• Excellent documentation skills, with the ability to present complex information clearly, concisely, and accurately for both internal and external use, ensuring all decisions are thoroughly supported.
• Strong organizational skills with the ability to multitask, prioritize effectively, and manage time efficiently in challenging situations.
• Ability to follow established procedures consistently and efficiently, particularly in handling routine tasks.
• Willingness to work flexible hours, including shifts, weekends, and public holidays as needed.
• Proactive attitude with a willingness to learn and develop in the financial crime domain.
• Ability to work autonomously, proactively identifying and addressing tasks independently by applying learned procedures and best practices. This role requires taking initiative and effectively resolving issues within established frameworks.

Nice to have:

• Education:
  
  B…