Senior Product Manager - Anti- Laundering

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

We’re looking for a Senior Product Manager to join our Anti-Money Laundering (AML) Squad to make a meaningful dent in global financial crime.

Wise moves £145B+ annually across borders and customers love us for how easy and how cheap it is. You know who else loves moving money cheaply across borders? Criminals looking to launder proceeds of crime.

This is where you come in. Our vision is clean money without borders. We have made great progress in developing a general crime catching machine learning model, and now we need to dig deeper, and get a whole lot more specific. You’ll dive deep into criminal typologies, become an expert in how international crime takes place, and build advanced systems that catch hyper-targeted, regional, criminal behaviour.

About the team

The AML Squad works across our offices in London and Tallinn. We are growing the Squad, and adding new teams to make faster progress in our fight against crime. You’ll be joining one of the cross functional product teams in the squad.

The AML Squad owns all anti-money laundering, terrorism financing and human exploitation typologies and risks. This includes customer risk scoring, live risk detection, investigations and reporting to Financial Intelligence Units across the globe.

We measure success by two metrics: AML Recall and Cost of Suspicious Activity Report (SAR).

AML Recall measures how much of the crime we actually catch. We want this to be as high as possible, and are rapidly expanding our coverage of hyper specific crime detection in addition to our already strong general model.

Cost of SAR measures how much it costs us to detect, investigate and report a criminal to the relevant authorities. We want this to be as low as possible, and are investing a lot in high precision automation including some cool stuff with LLMs.

You’ll own the challenge of

Setting new standards of preventing and live detecting hyper specific and regional crime at scale, in a way that satisfies our regulatory obligations globally and works financially for our business.

Working with regional compliance officers (known in the industry as the second line of defense) to deliver global controls that have a strong reputation with local regulators and law enforcement.

Working with data scientists, product analysts, system and product designers, and developers to ensure the team ship the best possible product.

This role will give you the opportunity to

• Choose your own path to success - you’ll have the freedom to define the vision and the responsibility for making it happen
• Be flexible in how and where you work, we understand everyone needs a little something different so we’ll do our best to make it happen
• Travel to work with our teams in London and Tallinn as well as meet various partners and organisations globally when needed
• Inspire teams with your ideas, knowledge and self-starting attitude

You will get the opportunity to:

• Meaningful team mission with huge global reach:
  You’ll be fighting money laundering, terrorism financing and human exploitation across Wise’s £145B+ annual cross-border volume. You’ll be working with global regulators and law enforcement across 65+ licenses and 160+ countries.
• Cutting edge tech:
  You’ll be developing state of the art systems to prevent and detect crime in real time, spanning machine learning, LLMs and anything else your team feels is needed to tackle the problem.
• Product led company:
  Wise lives and breathes empowerment. Our growth and progress is all down to autonomous product teams investing in what they believe will get us to our mission. You and the team have full authority to decide and the responsibility to get…