Operational Risk Analyst

Who We Are
At SECU, we put our employees first, recognizing that their well‑being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long‑term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization.

Every employee at SECU contributes to our member’s financial well‑being, and we’ll always do what’s right for our members, employees, and communities. Feel good about what you do. Belong to a place where you matter and can make a difference. This person will need to reside within commuting distance to our Linthicum, MD headquarters.

The Operational Risk Analyst supports Corporate Governance Leadership with the daily operation and administration of SECU risk programs/responsibilities. This position, through specialized knowledge and skill, provides support to the organization on all matters relating to operational risk. Helps the organization identify, assess and mitigate risks arising from internal processes, systems, and people. Ensures business continuity, regulatory compliance and minimal disruption from operational failures.

Operates with full awareness and knowledge required to perform all aspects of the Bank Secrecy Act and related regulations, such as OFAC, the USA Patriot Act, Fair Lending and Information Security.

• Conduct operational/financial/regulatory risk assessments; coordinate annual review and updates of risk assessments; analyze business operations to detect potential risk areas.
• Develop and implement risk management frameworks; design controls to prevent or control operational risk; monitor effectiveness of mitigation strategies.
• Identify, track, and monitor operational risks.
• Support remediation efforts of risks; conduct risk reviews to ensure new, ongoing and remediation efforts are within risk appetite.
• Ensure the organization remains within the approved risk thresholds; implement appropriate monitoring.
• Support daily operations and maintenance of SECU’s Business Continuity, Disaster Recovery and Incident Response program; coordinate and facilitate annual training, program reviews and ensure program documentation is accurate and up to date.
• Develop comprehensive reporting, dashboards and presentations for management.
• Review policies, procedures and programs; ensure internal controls are adequate.
• Coordinate annual training requirements for responsible program areas.
• Support SECU projects and initiatives, determine risks and update risk assessments/tracking accordingly.
• Foster a culture of compliance and legal awareness organizationally; remain aware of risks facing SECU and the industry.

• Interact and support CUSO partners and credit union partners.
• Review report data for trends and advise management of potential areas of risk concern.
• Responsible for audit and exam support and coordination efforts.

• Bachelor’s degree preferred.
• Certified Credit Union Enterprise Risk Professional (CUERP) required or must be obtained within the first year of employment.

• 3‑5 years’ experience working at a financial institution.
• 3‑5 years of demonstrated responsibility in Enterprise Risk Management, with a focus on operational risk identification, assessment and remediation.
• Understanding of rules/regulations and enterprise risk awareness from prior roles.
• Credit Union experience preferred but required.
• Takes personal responsibility for decisions, actions, failures and overall deliverables.
• Utilizes oral and written communication to enhance relationships across the organization.
• Clearly communicates information, thoughts and ideas in a clear, concise and organized manner.
• Relates comfortably with people across levels, functions, culture, and geography.
• Possesses a clear understanding of strengths, limitations, emotions, beliefs, and motivations of self and others.
• Maintains composure and effectiveness when experiencing major changes in work tasks…