Credit Analyst Sr

International Financial Corporation has an exciting opportunity for a

International Financial Corporation has an exciting opportunity for a Senior Credit Analyst to support customers financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority, focused on providing credit underwriting of owner-operators and small- to mid-size fleet customers. We’re seeking a driven professional with a keen eye for detail and a passion for credit underwriting.

If you thrive in a fast-paced environment and enjoy making critical decisions, we would like to hear from you!

• Daily interaction with dealers, finance managers, and internal sales teams regarding credit requests
• Perform credit assessment on existing and potential new customers
• Complete credit memo templates in a clean, accurate, and professional manner
• Make recommendations regarding credit decisions to NFC Credit Management
• Exercise credit approval authority consistent with NFC’s dual signature policy
• Communicate credit decisions to internal and external parties
• Ensure compliance with all company reporting policies, such as risk ratings and scorecards
• Minimize NFC’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions
• Collect and gather standard due diligence and KYC information
• Ensure loans and leases are properly documented and the liens are perfected
• Educate dealers on credit and documentation requirements
• Support the execution of strategic credit, sales, and marketing initiatives
• Assist management in creation and update of policies, procedures, reports, and desktop manuals
• Assist in remediating post-funding documentation exceptions

• Bachelor's degree and at least 1 year of accounting or finance experience

• Master's degree and no experience

• At least 3 years of accounting or finance experience

• Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)

• 1+ years of credit underwriting experience, preferably in the transportation sector
• Working knowledge of consumer credit bureaus, Pay Net, Lexis Nexis, and Docu Sign
• Strong analytical skills, business writing skills, and proficiency with applications including Excel, Word, Power BI, and T-Value
• Ability to work independently and within a team environment
• Ability to effectively communicate with internal and external stakeholders
• Knowledge of the transportation industry and related credit policies and procedures
• Proficiency in finance and lease documentation, insurance, and lien perfection
• Ability to effectively prioritize workloads that include multiple transactions

This position offers competitive market-based compensation, along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting  The expected salary offered for this position will fall within the stated range, with the final offer based on the candidates' applicable skills, knowledge, and experience.

With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world’s leading commercial vehicle manufacturers. The Group’s product portfolio comprises trucks, buses, and light-duty commercial vehicles. “Transforming Transportation Together. For a sustainable world.”: this intention…