Credit and Collections Analyst

We are seeking a detail-oriented and proactive Credit and Collections Analyst to join our NFC Collections and Asset Management Group. This position plays a critical role in managing and maintaining the health of our retail and lease receivables portfolio, with a focus on collections, account resolution, and customer service.

Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC
* and the provider of International TM Financial services.

• Monitor customer accounts to ensure timely payment and address delinquencies.
• Notify customers of missed payments or non-sufficient funds (NSF) and work toward resolution.
• Coordinate end-of-lease activities including turn-ins, extensions, or equipment purchases.
• Communicate with customers via phone and email to resolve payment issues and maintain positive relationships.
• Follow established procedures for collection efforts, including escalations when necessary.
• Manage the repossession process in cases of customer default.
• Process account modifications such as extensions, refinances, and maintenance adjustments.

• Bachelor's degree and at least 1 year of credit/collections or asset management experience
• Master's degree and no experience
• At least 3 years of credit/collections or asset management experience

• Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)

• Strong analytical and problem-solving abilities.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
• Excellent verbal and written communication skills.
• Ability to work both independently and collaboratively within a team.
• Knowledge of credit and collections procedures, preferably in the transportation or financial services industry.
• Understanding of finance and lease documentation, insurance requirements, and lien perfection.
• Strong organizational skills and the ability to manage multiple priorities simultaneously.
• Previous experience in bankruptcy or deficiency collections is a plus.
• Bilingual in Spanish is a plus but not required.

This position offers competitive market-based compensation, along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting

The expected salary offered for this position will fall within the stated range, with the final offer based on the candidates' applicable skills, knowledge, and experience.

With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world’s leading commercial vehicle manufacturers. The Group’s product portfolio comprises trucks, buses, and light-duty commercial vehicles. "Transforming Transportation Together. For a sustainable world.": this intention underlines the Company’s ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group’s commercial growth.

From a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today,few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC
* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International® trucks and engines and…