EVP, Chief Lending Officer

The Executive Vice President (EVP), Chief Lending Officer (CLO) is the senior executive responsible for establishing, leading, and executing the Bank’s enterprise lending strategy across commercial and residential lending. As a privately owned community bank with approximately $6 billion in assets and a $5 billion loan portfolio, the Bank relies on the CLO to drive sustainable loan growth, optimize portfolio performance, and align lending activities with its strategic objectives.

The EVP, Chief Lending Officer, owns the enterprise lending growth agenda and is accountable for credit production, portfolio growth, client relationship expansion, pricing discipline, risk-adjusted profitability, asset quality, regulatory compliance, and long-term portfolio performance.

Reporting directly to the President, the CLO serves as a key strategic advisor to executive leadership and the Board of Directors, providing insight and recommendations on lending strategy, portfolio performance, market opportunities, and emerging credit risks. In partnership with the Chief Credit Officer, the CLO helps shape lending policy, approval authorities, risk appetite, and concentration limits while maintaining appropriate governance, credit independence, and segregation of duties.

Founded in 1964, Fremont Bank is one of the oldest independently owned banks in the Bay Area and has been consistently recognized as a Top Workplace for the past 15 consecutive years. Our foundation is built on relationships — with our clients, our associates, and our communities.

We offer:

• A people-first culture grounded in inclusion and excellence
• Deep community involvement and local reinvestment
• A mission-driven workplace where values and performance go hand in hand

• Full-Service Banking with comprehensive financial solutions, advanced technology, and exceptional service
• No-Compromise Approach — we help clients get to "yes"
• Core Values:
  • Go above and beyond for clients
  • Foster a supportive and empowering environment for associates
  • Deeply invest in the well-being of our local community

Board & Executive Governance

• Serve as the principal lending advisor to the President, Executive Leadership Team, and Board of Directors on lending strategy, portfolio performance, market opportunities, emerging credit risks, and long-term growth objectives.
• Present lending strategy, production performance, portfolio trends, market conditions, and strategic recommendations to the Board of Directors and designated board committees.
• In partnership with the Chief Credit Officer, recommend enhancements to lending policies, credit approval authorities, risk appetite, concentration limits, pricing strategies, and growth initiatives.
• Ensure the Board receives timely, transparent, and forward-looking reporting on portfolio performance, asset quality, regulatory developments, market conditions, and material credit risks requiring oversight or action.
• Participate in enterprise strategic planning and capital allocation discussions, providing lending expertise to support growth, market expansion, product development, and long-term franchise value.

Strategic Leadership

• Lead the development and execution of enterprise lending strategies that drive sustainable growth, profitability, market share, client relationship expansion, and long-term franchise value in alignment with the Bank’s strategic plan.
• Establish clear business objectives, performance expectations, production targets, risk parameters, and accountability routines to ensure the lending organization delivers against Bank goals.
• Evaluate emerging market trends, client needs, competitive dynamics, and portfolio performance to recommend strategic actions, product…