Director of Real Estate Origination

End Date

Thursday 10 September 2026

£0 - £0

We support flexible working –  for more information on flexible working options

Hybrid Working, Job Share

Shape the Future of our Real Estate Investments

An exciting opportunity has arisen for a Director to join our Real Estate & Housing team, within the growing Loan Investments platform. This role focuses on delivering long-term value from the large annuity portfolio, one of the core strategic priorities of Lloyds Banking Group's Insurance, Pension & Investments Division. You will shape investment strategy, handle complex transactions, and drive investments that benefit the UK's built environment and housing sector.

Based in Edinburgh or London, you will lead the end-to-end delivery of real estate loan investments—from origination through to execution and ongoing portfolio management. You will operate at the heart of a highly collaborative team, working with internal partners, clients, and market advisors to identify and deliver compelling investment opportunities.

Director of Real Estate Origination

Location(s):
Edinburgh or London

Hours:

Full-time

Our work style is hybrid. It involves spending at least 50% of our time at one of our office sites.

Join us and give us your best, and we'll give you ours. This position provides the chance to engage in prominent commercial real estate and housing investments within an expanding investment platform. You will support important investment decisions and contribute to long-term value for clients, communities, and the broader economy. You can build a rewarding career where you can be authentic and collaborate with excellent colleagues.

With hybrid working, an emphasis on development, and attractive career paths, there is ample opportunity for growth.

The Director of Real Estate Origination leads the origination, structuring, and delivery of commercial real estate lending. You will identify investment opportunities, manage commercial negotiations, perform investment and credit analysis, prepare recommendations, build market relationships, and work closely with credit, risk, legal, and portfolio management partners to ensure positive investment outcomes.

• Originating, structuring, negotiating and completing commercial real estate lending transactions.
• Recognising new investment opportunities within the real estate and housing sectors.
• Leading transaction pricing, commercial negotiations and deal structuring activities.
• Conducting investment analysis and assessing transaction risk and return profiles.
• Building and maintaining relationships with borrowers, sponsors, developers, advisers, investors and other market participants.
• Preparing and delivering investment proposals to governance and investment approval forums.
• Collaborating closely with credit, risk, legal, portfolio management, and investment colleagues to achieve successful results.
• Monitoring market activity, industry trends and macroeconomic developments to find opportunities and risks.
• Supporting the development of junior colleagues and encouraging a collaborative and inclusive team culture.
• Representing the business externally to improve market profile and develop strategic relationships.

Essential Skills & Experience

• Extensive background in Commercial Real Estate Lending, Real Estate Finance, Real Estate Debt, Structured Finance or Real Estate Investment.
• Proven track record of originating, structuring, negotiating, and completing complex commercial real estate lending or investment transactions.
• Experience gained within a bank, insurer, asset manager, debt fund, pension fund or other institutional investor.
• Extensive background in credit risk evaluation, commercial real estate underwriting, investment assessment, due diligence, transaction structuring, and investment appraisal.
• Strong financial modelling, cash flow forecasting, and investment evaluation skills.
• Experience presenting investment recommendations to senior collaborators, investment committees, or governance forums.
• Strong…