Lead Financial Planner

Cottons Wealth is being built differently.

A joint venture between Longhurst (an established, award-winning financial planning firm) and one of Northamptonshire’s leading accountancy practices, we are creating something rare — a fully integrated, human-first wealth business with access to
10,000+ existing clients across four offices
.

No cold starts.
No need to bring a client bank.
No ceiling on what this can become.

We are looking for a
Next Generation Financial Planner
to step into a
lead adviser role
and help shape the future of Cottons Wealth from day one.

You will work closely with accountants, becoming the
go-to financial planning expert
across the group — building relationships, delivering advice, and turning opportunity into long-term client partnerships.

This is a role for someone who wants:

• Real clients, not just promises
• A seat at the table, not a number in a team
• A business to help build, not just service

• Delivering
  high-quality, holistic financial planning
  to clients (investments, pensions, tax, protection)
• Building trusted relationships across
  four accountancy offices
• Converting warm opportunities into lifelong clients
• Working collaboratively with accountants to identify planning opportunities
• Owning the client journey — from first conversation through to long-term advice
• Playing a key role in shaping the
  Cottons Wealth proposition

At its core, this role is about
advice, relationships, and presence
.

• Level 4 qualified (DipPFS or equivalent) as a minimum
• With3+ years’ experience advising clients
• Ambitious — working towards
  Chartered (Level 6+) or beyond
• Commercially aware, but client-first in your thinking
• Confident building relationships with professionals and clients alike
• Local (or willing to be local) to Northamptonshire

Most importantly, you care about doing this properly.

Because great financial planning isn’t about products.
It’s about people, clarity, and long-term thinking.

Most roles ask you to:

• Bring your own clients
• Fit into someone else’s system

This one doesn’t.

• Access to 10,000+ existing clients
  across the Cottons Group
• A steady flow of
  warm introductions from accountants
• A genuinely
  collaborative professional ecosystem
• The chance to help build a business from the ground up
• A clear pathway to becoming a
  senior, potentially equity-level adviser over time

The Environment

• Employed role with long-term stability
• Hybrid across Northamptonshire offices
• Surrounded by ambitious, forward-thinking professionals
• Backed by a business that believes in
  quiet confidence over noise

Because this is the moment where careers change.

You’re not joining a finished business.
You’re helping build one.

And in a few years’ time, you won’t just say you worked here…

You’ll be able to say:
“I was there at the start.”