Fraud Investigator - Auto Consumer Fraud

Remote

Remote TX

Costa Mesa, CA

Remote CA

Remote IA

Remote IL

Remote DC

Remote FL

Remote

Remote MD

Remote MN

Remote AR

Remote NM

Remote IN

Remote KS

Remote KY

Remote LA

Remote MO

Remote MS

Remote ND

Remote OK

Remote MT

Remote NV

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Remote VA

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Remote OH

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Remote NY

Remote OR

Remote SC

Remote TN

Remote UT

Remote NE

Remote PA

Remote WI

Remote WV

Remote WY

Remote WA

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Remote NH

Remote NJ

Lawrenceville, GA

Remote RI

Downers Grove, IL

Remote AZ

Cranberry Township, PA

Remote DE

Plano, TX

Remote VT

Remote MA

Remote AL

Remote CO

Remote GA

Full time

R2600838

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion.

From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The position is responsible for investigating suspected fraud and financial crimes impacting the Auto Finance business, identifying control weaknesses, recommending risk mitigation strategies, and preparing investigative reports for management and regulatory purposes. The role partners closely with Legal, Compliance, Risk, Audit, law enforcement, and Enterprise Fraud Security & Investigations (EFSI) to identify, investigate, and mitigate fraud risks while supporting the organization's risk appetite and compliance objectives.

• Conduct fraud and financial crime investigations involving consumer auto finance accounts.

• Develop investigative plans, gather evidence, analyze data, and document findings.

• Research fraud trends, schemes, and emerging risks using internal systems and external sources.

• Evaluate fraud controls and recommend enhancements to strengthen the control environment.

• Execute fraud mitigation and loss prevention strategies.

• Prepare clear investigative reports for senior leadership, regulatory reporting, and FinCEN requirements.

• Support recovery efforts including repossessions, restitution, insurance claims, and assumptions.

• Partner with EFSI on high-risk or complex investigations.

• Ensure adherence to enterprise fraud policies, standards, and procedures.

• Support portfolio risk management activities and risk appetite monitoring.

• Collaborate with Legal, Compliance, Risk, Audit, vendors, and law enforcement.

• Associate/Bachelor’s/MBA degree in Business, Criminal Justice, or related field preferred.

• Experience in fraud investigations/Consumer Fraud Industry experience (auto, bank. card, mortgage, etc.).

• Certification in area of specialization-CFE (Certified Fraud Examiner Certification) or equivalent-strongly preferred.

• Fraud investigations and risk assessment.

• Report writing and documentation.

• Regulatory compliance awareness.

• Relationship management and collaboration.

• Strong verbal and written communication skills.

• Critical thinking skills
  • Organizational and project management skills.

• 1+ years of experience

• Hig…