Accounts Payable Associate

Ambition has no passport. That belief is why Lem Fi exists. We're the financial engine for people the world wasn't built to serve, the millions who move countries to build something better and find the financial system hasn't caught up with them yet. We started with remittances: the money people send home to the people they love. Now we run multi-currency accounts, Savings, eSIMs and Credit.

Because staying connected to home and building somewhere new are not two separate things. They never were.

Lem Fi is the financial engine for people the world wasn't built to serve - powering cross-border payments, multi-currency accounts, savings, and credit across 21 countries. Our Finance team sits at the centre of all of it, and the AP function is what keeps the engine running cleanly behind the scenes.

As an Accounts Payable Associate you'll own the end-to-end processing of vendor payments across our UK, US, Canada, Ireland, Norway, Nigeria, and other entities - working across multiple currencies, GL codes, tax jurisdictions, and approval chains. You'll work closely with the wider Finance, Growth, and Operations teams, and you'll have real scope to improve the processes you inherit, not just execute them.

• Process and control vendor invoices across multiple entities and currencies in Tipalti and Net Suite - accurately, on time, every time

• Perform first-line GL coding, cost-centre allocation, and tax coding (VAT, reverse charge, RCS), flagging anomalies before they become problems

• Run and support payment cycles - validating bank details, currency, and approval sign-off - and manage the AP inbox with clear, prompt communication to vendors and internal stakeholders

• Own the monthly AP close: accruals, aged payables review, and reconciliations, with discrepancies surfaced and resolved, not buried

• Maintain vendor master data (bank details, tax status, W-9/W-8 forms) with tight controls, and support audit requests with clean, well-organised evidence

• Spot recurring miscoding, duplicate invoices, and process gaps - then help fix them, contributing to automation initiatives (including n8n workflows and Net Suite automation) that reduce manual effort for the whole team

• Support bank statement uploads and reconciliations for the Reporting team, ensuring transactions post correctly and discrepancies are flagged fast

• 1-3 years in an Accounts Payable, Finance Operations, or transactional finance role

• Hands-on experience with an AP or ERP system;
  Net Suite and/or Tipalti strongly preferred

• Comfortable processing across multiple currencies and entities; exposure to a multi-jurisdiction or group structure is a real advantage

• Working knowledge of VAT and sales tax concepts - reverse charge, non-deductible VAT, or equivalent

• Strong Excel skills: lookups, pivot tables, data cleanup, and reconciliation work

• Detail-oriented and control-conscious, with the ability to prioritise a high volume of transactions and meet payment deadlines without dropping the ball

• Clear written communicator who can liaise confidently with vendors and internal stakeholders

• Experience in a fintech, payments, or regulated financial services environment

• Exposure to automation tools (e.g. n8n) or light scripting for finance workflows

• Experience supporting external audit requests (KPMG, Crowe, BKL, or similar)

Your work here puts money back into families' pockets. That's the reward, and the weight of it. You'll take on some of the hardest problems in finance alongside people who do their best work when the stakes are real. We move fast and we expect a lot, because our customers can't afford for us to do otherwise. In return you get room to own real problems, global impact you can see, and a team that won't slow you down.

Bring grit and ownership and there's a place for them here. Ambition belongs here, come and show us yours.
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Lem Fi does not accept unsolicited CVs from recruitment agencies. We work only with agencies on our preferred supplier list, and only when we've asked them for their support. Any CVs sent to us outside this arrangement will not incur a fee.