Product Manager, Client Settlements

Job Description

As the Product Manager for Client Settlements, you will own the end‑to‑end lifecycle of how our merchants get paid. This is a high‑impact, mission‑critical domain that sits at the heart of ’s value proposition. You will be responsible for the strategy and delivery of a seamless settlement experience, ensuring that funds move accurately, reliably, and transparently across our global network.

• Product Delivery &
  
  Roadmap:
  
  Execute the roadmap for the client settlement lifecycle, ensuring features for configuration, generation, and execution are delivered on time and to high standards
• End‑to‑End Execution:
  Own the day‑to‑day product logic for global money movement, ensuring reliable and accurate fund delivery to merchants
• Stakeholder
  
  Collaboration:
  
  Build strong working relationships with Engineering, Treasury, Finance, and Operations to translate complex financial requirements into technical specifications
• Process Optimisation:
  Identify and implement improvements to drive efficiency and reduce manual intervention across the settlement flow of configuration, generation, execution and reporting
• Requirement Scoping:
  Define clear user stories and functional requirements for new settlement features, ensuring they align with Compliance, Legal, and Treasury constraints
• Data & Reporting:
  Improve the quality of settlement data provided to clients, ensuring they have the transparency needed for easy reconciliation
• Subject Matter Expertise:
  Become the go‑to person for how Client funds move through our systems, providing insights to internal teams to help solve complex client settlement issues
• Customer Centricity:
  Develop a deep understanding of merchant needs to ensure our settlement options remain competitive and flexible
• Gain a deep understanding of ’s customers, be they end‑customers or developers, and businesses themselves.
• Build strong relationships across your network, particularly with engineering. You foster a team culture that upholds ’s operating principles.

• Product Management
  
  Experience:
  
  Proven experience in product management, specifically within fintech, payments, or financial services, with a track record of delivering complex features to market
• Treasury Flow Expertise: A strong understanding of end‑to‑end treasury workflows, specifically how liquidity positioning interacts with settlement obligations across different regions and currencies
• Familiarity with the payments industry is beneficial, but secondary to a deep understanding of Operations and Treasury constraints and how they enable a scalable product.
• Process Automation:
  Proven experience in driving the automation of core treasury functions, including the generation, approval, and execution of settlement instructions to reduce manual intervention
• Data‑driven:
  Skilled at leveraging data and business insights to determine strategic priorities and drive the product roadmap and execution.
• Customer‑first:
  Think from the customer's perspective and can balance future opportunities with immediate needs
• End‑to‑end mindset:
  Think in a structured and diligent manner, understanding all key components necessary to drive the ongoing success of a product.
• Stakeholder Management:
  You can navigate complex commercial requirements, balance customer needs with internal operational scalability, and negotiate across competing priorities with multiple teams
• Execution and ownership:
  You are a hands‑on individual with a strong sense of ownership. You collaborate effectively across functions to ensure end‑to‑end process automation with other product teams