Director, Working Capital Analysis & Supplier Acceptance, SME Europe

Welcome to Mastercard, a global technology company in the payments industry. We empower individuals, businesses and governments by making transactions safe, simple, smart, and accessible.

Mastercard’s Commercial & New Payment Flows (CNPF) business focuses on digitizing and scaling payment opportunities for B2B transactions. Within CNPF, our Small and Medium Enterprise (SME) business aims to empower underserved businesses by simplifying payment acceptance and supplier payments, improving cash flow, fostering digital transformation and driving financial inclusion through strong partnerships with banks, fintechs and platform providers.

The Director of Working Capital Analysis will lead strategy, analytics, and execution of initiatives that improve supplier acceptance and adoption within SME ecosystems. The role sits at the intersection of finance, payments and commercial strategy, translating working capital dynamics into scalable solutions that accelerate supplier onboarding, improve cash conversion cycles and unlock value for both buyers and suppliers.

• Bachelor degree in Business Administration, Finance, etc. Master’s degree preferred.
• 10+ years in working capital consulting, corporate or supply chain finance.
• Deep expertise in cashflow and working capital optimisation (DPO, DSO, etc).
• Proven experience in SME ecosystems, supplier enablement or B2B payments. Experience in payment network, financial institution or high-growth fintech is a plus.
• Strong understanding of digital payments, card acceptance, AP/AR automation and supply chain finance solutions.
• Strategic thinking – ability to link data insights to business outcomes.
• Analytical excellence – advanced skills in data interpretation and storytelling.
• Commercial acumen – translate insights into revenue-generating initiatives.
• Leadership and influence – drive change across functions and stakeholders.
• Communication – simplify complex data into compelling narratives.
• Execution focus – deliver actionable outcomes in fast-paced environments.
• Team player – embrace the Mastercard Way.

All activities involving access to Mastercard assets, information and networks come with an inherent risk to the organization and therefore every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices; ensure the confidentiality and integrity of the information being accessed; report any suspected information security violation or breach; and complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.