Underwriter: Environmental Binders

Country: United Kingdom of Great Britain and Northern Ireland

Creation Date: 12-Jan-2026

Employment Type: Permanent

Employment Type: Full time

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Role

Title:

Underwriter:
Environmental Binders

Department:
Delegated Authority Practice (DAP)

Location:
London

Type:
Permanent

About the Role:

The role will be focused on the Environmental Liability Binders to build and maintain relationships with brokers and customers across the market segment. Predominantly focused on US, Canada and Australasia, but we are open to diversification into new regions

About the Department & Team:

Liberty Specialty Markets has an established binder portfolio with experienced underwriting teams across many products. We have a wealth of experience in writing and supporting coverholders, both through Lloyd’s or company capacity. We pride ourselves on providing first class service levels, delivering market leading products and solutions, and responding to claims in a timely fashion

The Environmental Liability book is specifically designed to insure pollution and we work with experienced coverholders to deliver these products

Key Responsibilities:

Strategy and Planning

• Contribute to the development of the annual business plan for the Underwriting division by making appropriate decisions
• Contribute and participate in all meetings to share and develop strategy, knowledge and best practice
• Contribute new ideas and concepts to support the development and delivery of the business plan

Delivery

• Establish and strengthen and develop relationships with customers, brokers, business partners, reinsurers and colleagues to maximise influence and achieve business objectives
• Demonstrate understanding and awareness of market dynamics and market cycles to drive and enhance business performance
• Maintain expertise and team knowledge through appropriate development opportunities
• Underwrite insurance risks in accordance with the business plan and personal authority to meet business objectives, including (1) Negotiating rates, terms and conditions for existing and new business. (2) Compliance with the production and issue of documentation in accordance with contract certainty requirements
• Participate in the review and analysis of the portfolio, to identify progress towards business objectives

Policy, Process and Procedures

• Compliance with all applicable internal and external laws, regulations, policies, procedures and guidance.
• Adhere to underwriting standards, instructions and best practice methodology in order to minimise risk.
• Apply any reinsurance requirements in accordance with business plan
• Adherence to all relevant regulatory requirements forms part of your role, and the demonstration of behaviours as set outin the Conduct Risk Policy, as they relate to your role, is core to LSM's commitment to our Liberty Values, placing customers at the centre of our business and behaving with integrity.
  
  LSM expects you to understand your responsibilities relating to all regulatory and internal requirements, and to proactively demonstrate compliance with these requirements and behaviours at all times. These requirements include the Senior Managers and Certification Regime Conduct Rules Solvency II, fair treatment of customers, Financial Crime, Data Protection, Conflicts of Interest, and Whistleblowing
• Adherence to all relevant regulatory requirements forms part of your role, and the demonstration of behaviours as set out in the Conduct Risk Policy, as they relate to your role, is core to LSM's commitment to our Liberty Values, placing customers at the centre of our business and behaving with integrity.
  
  LSM expects you to understand your responsibilities relating to all regulatory and internal requirements, and to proactively demonstrate compliance with these requirements and behaviours at all times. These requirements include the Senior Managers and Certification Regime Conduct Rules, Solvency II, fair treatment of customers, Financial Crime, Data Protection, Conflicts of Interest, and Whistleblowing

Skills and Experience:

• Environmental Liability knowledge, such as product types, risk assessment and underwriting rating/pricing. Property/Casualty liability…