Senior Credit Risk Analyst

Senior Credit Risk Analyst

Location:

London

Working type:
Hybrid

Salary range: £55k-£65k

We are partnered with an energy company who are seeking a Senior Credit Risk Analyst to join their Credit Risk function within the Commercial team. The role focuses on assessing and managing counter party credit risk associated with physical gas and power supply.

The successful candidate will work closely with internal commercial and trading stakeholders, as well as external counter parties, intermediaries and credit insurance providers. The position involves evaluating financial and contractual risk, managing credit exposures and collateral arrangements, and supporting credit decision-making across the business.

Key responsibilities

Lead credit assessments for complex and high-value counter parties, including group structures and SPVs.
Assess and manage counter party credit risk arising from physical gas and power supply.
Complete credit assessments using quantitative and qualitative data, including credit insurance submissions and periodic credit limit reviews.
Monitor and maintain accurate credit exposure and collateral records across insured and uninsured positions.
Manage aggregate credit insurance utilisation in line with internal policy limits.
Communicate credit decisions and recommendations to internal stakeholders.
Identify and implement appropriate credit risk mitigation measures, including alternative forms of security.
Act as a senior escalation point for complex or non-standard credit matters.
Support credit input into contract renewals, site additions and payment term changes.
Review and support credit aspects of trading and supply documentation.
Produce credit risk reporting and analysis to support commercial decision-making.
Contribute to improvements in credit processes, reporting and automation.

Skills and experience required

Minimum 2 years' experience in a credit risk role within energy, utilities or commodities.
Working knowledge of electricity and/or gas markets.
Strong financial analysis, numerical and data assessment skills.
Experience managing credit exposures and counter party risk.
Ability to interpret contractual and trading documentation.
Intermediate Excel skills, including pivot tables and lookups.
Experience using CRM systems and web-based platforms.

Experience with SQL, Python or Power BI is advantageous.

Inventum Group is acting as an Employment Agency in relation to this vacancy