Compliance Officer, Finance & Banking

About Incard

Incard’s mission is to build the financial operating system for entrepreneurs.

We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.

Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.

We’re looking for a Compliance Officer to support Incard’s client onboarding, financial crime controls, and regulatory operations.

You’ll work closely with the Compliance, Risk, and Operations teams to ensure customers are onboarded safely, monitored correctly, and reviewed in line with regulatory requirements. This is a hands-on role at the heart of our day-to-day compliance operations.

This role is ideal for someone who enjoys operational excellence, attention to detail, and working in a fast-growing fintech environment.

• Perform KYB and KYC reviews for new customers
• Review corporate structures, UBOs, directors, and controlling persons
• Assess onboarding documentation and identify risk factors
• Support enhanced due diligence (EDD) where required

• Conduct periodic reviews of existing customers
• Monitor changes in customer profiles, ownership, or activity
• Support event-driven reviews triggered by risk or transaction behaviour

• Support transaction monitoring reviews and investigations
• Assist with name screening alerts and false-positive resolution
• Escalate suspicious activity to senior compliance or MLRO where appropriate

• Support internal and external audits and regulatory reviews
• Help prepare compliance reports, evidence packs, and audit responses
• Maintain accurate records, logs, and case documentation

• Work closely with Customer Support, Product, and Operations teams
• Provide guidance on compliance requirements during onboarding and lifecycle events
• Help improve onboarding and monitoring processes over time

• 2–5+ years of experience in compliance, KYB/KYC, or financial crime operations
• Strong understanding of CDD, EDD, and AML fundamentals
• Experience reviewing corporate structures and beneficial ownership
• Familiarity with transaction monitoring and name screening processes
• Comfortable working with compliance tools and case management systems
• Strong attention to detail and good judgement
• Clear written and verbal communication skills

• Experience in fintech, payments, or e-money institutions
• Knowledge of EU or UK AML regulations
• Experience supporting audits or regulatory exams
• Familiarity with tools such as World-Check, Comply Advantage, or similar

• Competitive cash-based compensation
• Incard stock options
• 25 days of paid time off per year, plus bank holidays and your birthday off
• Global health insurance and unlimited paid sick leave